A. Unless the deposit account agreement states otherwise, an authorized signer on a deposit account shall have the following powers, regardless of whether the account is a consumer or commercial account:

B. If additional authority is not expressly granted in the deposit account agreement, additional powers may be granted in writing by the owner of the account. If the account is an individual account, the owner may execute an additional authorization document. It must be dated and in writing and may be revoked or amended at any time by the account owner. If there are multiple owners, all must execute the additional authorization document. If the account is owned by an entity, the entity must approve the grant of additional powers in the same manner as it appoints authorized signers.

C. A customer may initial next to the additional powers to be granted and line through those that are not being granted, pursuant to subsection D of this section.

D. Form for Additional Powers for Authorized Signer:

I, the undersigned account owner or duly empowered representative of the account owner, hereby grant and approve the following additional powers for authorized signer(s) on account

# _______________________. Bank name ______________________.

____________ Obtain and use a debit card or automated teller machine card

____________ Obtain copies of statements on the account from the bank

____________ Order checks

____________ Obtain copies of checks or other transactions on the account

____________ Authorize or terminate automated clearing house debits to the account

____________ Complete affidavits of forgery

____________ Initiate a change of address for the account

____________ Withdraw cash up to $___________

____________ Dispute a card transaction on the account

____________ Report a lost or stolen card on the account

____________ Use online banking to view transactions on the account

____________ Set up online bill payments

____________ Use the mobile app to access information about the account.