The following words and phrases when used in this chapter shall have the meanings given to them in this section unless the context clearly indicates otherwise:

“Adjusted loss.” The difference between:

“Covered loss.” Any amount received by or due the recipient from private insurance and Federal grants and loans, including applicable State matching funds, on account of an eligible loss. The term does not include an insurance deductible paid by the recipient.

“Department.” The Department of Public Welfare of the Commonwealth.¹

“Eligible loss.” Damage caused by the floods of 1999 and the resulting flood emergency to real property utilized as a primary residence of the owner or personal property which is eligible for individual or family assistance under The Robert T. Stafford Disaster Relief and Emergency Assistance Act (Public Law 93-288, 88 Stat. 143). This paragraph does not include an item used principally for recreational purposes.

“Program.” The Supplemental Individual Assistance Program established under section 703.²