The following words and phrases when used in this act shall have the meanings given to them in this section unless the context clearly indicates otherwise:

“Application.” As defined in section 601-A of the Insurance Department Act.¹

“Business entity.” A person that is not an individual.

“Commissioner.” The Insurance Commissioner of the Commonwealth.

“Customer.” A person who purchases travel services or travel insurance.

“Department.” The Insurance Department of the Commonwealth.

“Designated licensee.” As defined in section 601-A of the Insurance Department Act.

“Enrolled customer.” A customer who elects coverage under a travel insurance policy.

“Insurance Department Act.” The act of May 17, 1921 (P.L. 789, No. 285),² known as The Insurance Department Act of 1921.

“Insurer.” As defined in section 601-A of the Insurance Department Act.

“Limited lines travel insurance producer.” A person licensed to sell, solicit or negotiate a contract of travel insurance.

“Location.” A physical location in this Commonwealth or an Internet website, call center site or similar location provided to residents of this Commonwealth.

“Negotiate.” To confer directly with or to offer advice directly to a customer or prospective customer of a particular contract of insurance concerning the substantive benefits, terms or conditions of the contract, provided that the person engaged in that act either sells insurance or obtains insurance from insurers for customers.

“Offer and disseminate.” To provide general information, including a description of the coverage and price, as well as processing an application for travel insurance, collecting premiums and performing other activities for which no insurance license is required.

“Sell.” To exchange a contract of insurance by any means for money or its equivalent on behalf of an insurance entity.

“Solicit.” To attempt to sell insurance or ask or urge a person to apply for a particular kind of insurance from a particular insurance entity.

“Travel insurance.” Insurance providing coverage for personal risks incident to planned travel. The following apply:

“Travel insurance transaction.” The sale of travel insurance to a customer.

“Travel retailer.” A business entity that makes, arranges or offers travel services and that may offer and disseminate travel insurance as a service to its customers on behalf of and under the direction of a limited lines travel insurance producer or under its own license.