§ 477b.7. Electronic delivery of information and posting of policies and endorsements
Purdon's Pennsylvania Statutes and Consolidated StatutesTitle 40 P.S. InsuranceEffective: December 24, 2013
Effective: December 24, 2013
40 P.S. § 477b.7
§ 477b.7. Electronic delivery of information and posting of policies and endorsements
(a)(1) With regard to any law or regulation of this Commonwealth requiring an insurer to provide, send or deliver information, notices or documents in writing to an insured or applicant as part of an insurance transaction if the insurer and the insured or applicant have agreed to conduct a transaction by electronic means, the requirement is satisfied if the information is provided, sent or delivered, as the case may be, in an electronic record capable of retention by the recipient at the time of receipt. An electronic record is not capable of retention by the recipient if the sender or its information processing system inhibits the ability of the recipient to print or store the electronic record. The provisions of the act of December 16, 1999 (P.L. 971, No. 69),1 known as the “Electronic Transactions Act,” shall otherwise apply to the insurer and the insured or applicant with respect to the providing, sending or delivering of the information, notices or documents.
(3) An insurer providing, sending or delivering information, notices or documents shall satisfy any font, size, spacing or other format requirements if the electronic information, notices or documents as provided, sent or delivered by the insurer meet those requirements and may be printed or saved by the insured or applicant using programs or applications widely available on the Internet and free of charge to use.
(b) Notwithstanding subsection (a) or any other law or regulation of this Commonwealth requiring an insurer to provide, send or deliver an insurance policy or endorsement to an insured, an insurer may elect to post a policy or endorsement that does not contain personally identifiable information on its Internet website provided it complies with all of the following:
(3) The insurer provides notice, in the manner it normally communicates with the insured, at the time of issuance or renewal of the policy or endorsement, or at the time of any changes to the policy or endorsement, of a method by which the insured may obtain, upon request and without charge, a paper or electronic copy of the policy or endorsement, or any changes to them, and the Internet address where the policy and endorsement are posted.
Credits
1921, May 17, P.L. 682, No. 284, art. III, § 354.7, added 2013, Oct. 25, P.L. 656, No. 78, § 1, effective in 60 days [Dec. 24, 2013].
Footnotes
73 P.S. § 2260.101 et seq.
40 P.S. § 477b.7, PA ST 40 P.S. § 477b.7
Current through Act 10 of the 2024 Regular Session. Some statute sections may be more current, see credits for details.
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