1. Continue, modify, and terminate an account or other banking arrangement made by or on behalf of the principal;

2. Establish, modify, and terminate an account or other banking arrangement with a bank, trust company, savings and loan association, credit union, thrift company, brokerage firm, or other financial institution selected by the agent;

3. Hire a safe deposit box or space in a vault;

4. Contract to procure other services available from a financial institution as the agent considers desirable;

5. Withdraw by check, order, or otherwise money or property of the principal deposited with or left in the custody of a financial institution;

6. Receive bank statements, vouchers, notices, and similar documents from a financial institution and act with respect to them;

7. Enter a safe deposit box or vault and withdraw or add to the contents;

8. Borrow money at an interest rate agreeable to the agent and pledge as security personal property of the principal necessary in order to borrow, pay, renew, or extend the time of payment of a debt of the principal;

9. Make, assign, draw, endorse, discount, guarantee, and negotiate promissory notes, checks, drafts, and other negotiable or nonnegotiable paper of the principal, or payable to the principal or the principal's order, receive the cash or other proceeds of those transactions, accept a draft drawn by a person upon the principal, and pay it when due;

10. Receive for the principal and act upon a sight draft, warehouse receipt, or other negotiable or nonnegotiable instrument;

11. Apply for and receive letters of credit, credit cards, and traveler's checks from a financial institution, and give an indemnity or other agreement in connection with letters of credit; and

12. Consent to an extension of the time of payment with respect to commercial paper or a financial transaction with a financial institution.