The term victim of identity theft shall mean any natural person whose personal information has been wrongfully obtained by another or is used in some way that involves fraud or deception, typically for economic gain.

The term personal information shall mean any information concerning a natural person which, because of name, number, personal mark, or other identifier, can be used to identify such natural person.

The term consumer reporting agency means any person who, for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in whole or in part in the practice of assembling or evaluating consumer credit information or other information on consumers for the purpose of furnishing consumer reports or investigative consumer reports to third parties.

The term consumer credit reporting agency means a consumer reporting agency that regularly engages in the practice of assembling or evaluating and maintaining, for the purpose of furnishing consumer credit reports to third parties bearing on a consumer's credit worthiness, credit standing, or credit capacity, public record information and credit account information from persons who furnish that information regularly and in the ordinary course of business.

The term division shall mean the Division of Consumer Protection.

The term department shall mean the Department of State.

The term program shall mean the Identity Theft Prevention and Mitigation Program.