(a) On or before July 1st of each year, beginning in 2019, every consumer credit reporting agency that is required to be registered pursuant to section 201.2 of this Part shall report to the superintendent, in a statement subscribed and affirmed as true under penalties of perjury, the information requested by the superintendent. The superintendent also may require the filing of quarterly or other statements, which shall be in such form and shall contain such matters as the superintendent shall prescribe.

(b) The superintendent also may address to any consumer credit reporting agency that is required to be registered pursuant to section 201.2 of this Part any inquiry in relation to the assembly, evaluation, or maintenance of any consumer credit report on any consumers located in New York. Every consumer credit reporting agency or person so addressed shall reply in writing to such inquiry promptly and truthfully, and such reply shall be, if required by the superintendent, subscribed by such individual, or by such officer or officers of the consumer credit reporting agency, as the superintendent shall designate, and affirmed by them as true under the penalties of perjury.

(c) All information disclosed by a consumer credit reporting agency shall be deemed confidential and not subject to disclosure unless the superintendent determines that such disclosure is necessary to carry out the powers and duties conferred upon the superintendent by the Insurance Law, the Banking Law, or the Financial Services Law or to allow the department to perform examinations or investigations authorized by law.