21 CRR-NY 5018.3NY-CRR

STATE COMPILATION OF CODES, RULES AND REGULATIONS OF THE STATE OF NEW YORK
TITLE 21. MISCELLANEOUS
CHAPTER LVIII. NEW YORK STATE TEACHERS' RETIREMENT SYSTEM
PART 5018. ACTUARIAL ASSUMPTIONS
21 CRR-NY 5018.3
21 CRR-NY 5018.3
5018.3 Mortality tables for the determination of benefits accrued prior to August 1, 1983.
The mortality tables to be used in the computation of benefits accrued prior to August 1, 1983 shall be as follows:
(a) Service annuitants.
(1) In calculating regular annuities without optional modification and annuity without optional modification on account of additional contributions, the interest rate of four percent shall be used in conjunction with the following tables:
(i) For male members who joined prior to February 1, 1946:
AgeQx value
002.00743
003.00744
004.00745
005.00746
006.00747
007.00748
008.00750
009.00751
010.00753
011.00754
012.00757
013.00759
014.00761
015.00763
016.00766
017.00770
018.00773
019.00777
020.00781
021.00785
02200790
023.00796
024.00802
025.00808
026.00815
027.00823
028.00832
02900841
030.00851
031.00863
032.00875
033.00889
034.00903
035.00920
036.00938
037.00957
038.00979
039.01002
040.01028
041.01056
042.01088
043.01122
044.01159
045.01200
046.01244
047.01294
048.01347
049.01406
050.01471
051.01542
052.01619
053.01704
054.01798
055.01900
056.02011
057.02134
05802267
059.02414
060.02575
061.02750
062.02943
063.03153
064.03384
065.03635
066.03911
067.04212
068.04541
069.04900
070.05293
071.05722
072.06189
073.06699
074.07256
075.07861
076.08522
077.09240
078.10021
079.10869
080.11789
081.12790
082.13873
083.15044
084.16310
085.17678
086.19151
087.20737
088.22437
089.24264
090.26213
091.28296
092.30514
093.32853
094.35353
095.37975
096.40726
097.43544
098.46674
099.49672
100.53043
101.55556
102.60417
103.63158
104.71429
105.50000
1061.00000
(ii) For female members who joined prior to February 1, 1946:
AgeQx value
020.00870
021.00870
022.00870
023.00880
024.00880
025.00880
026.00890
027.00890
028.00900
029.00910
030.00910
031.00920
032.00930
033.00940
034.00950
035.00960
036.00970
037.00980
038.01000
039.01010
040.01030
041.01050
042.01070
043.01090
044.01120
045.01150
046.01180
047.01210
048.01240
049.01280
050.01330
051.01370
052.01420
053.01480
054.01540
055.01610
056.01690
057.01770
058.01860
059.01960
060.02060
061.02180
062.02310
063.02450
064.02610
065.02770
066.02960
067.03160
068.03380
069.03630
070.03890
071.04180
072.04500
073.04840
074.05220
075.05630
076.06090
077.06580
078.07110
079.07690
080.08340
081.09030
082.09780
083.10600
084.11490
085.12450
086.13500
087.14630
088.15860
089.17180
090.18610
091.20140
092.21790
093.23570
094.25460
095.27480
096.29650
097.31930
098.34370
099.36920
100.40880
101.44940
102.50760
103.60590
104.79660
1051.00000
(iii) For male members who joined on or after February 1, 1946, but prior to January 1, 1956:
AgeQx value
005.00356
006.00357
007.00358
008.00359
009.00361
010.00362
011.00364
012.00366
013.00368
014.00370
015.00373
016.00375
017.00378
018.00381
019.00385
020.00389
021.00393
022.00398
023.00403
024.00408
025.00415
026.00421
027.00429
028.00437
029.00446
030.00456
031.00466
032.00478
033.00490
034.00505
035.00520
036.00537
037.00556
038.00576
039.00598
040.00622
041.00649
042.00678
043.00711
044.00746
045.00784
046.00827
047.00873
048.00924
049.00980
050.01041
051.01107
052.01181
053.01261
054.01349
055.01445
056.01551
057.01666
058.01793
059.01932
060.02083
061.02249
062.02431
063.02630
064.02848
065.03086
066.03346
067.03631
068.03942
069.04283
070.04654
071.05060
072.05503
073.05986
074.06513
075.07088
076.07714
077.08395
078.09136
079.09943
080.10818
081.11768
082.12799
083.13915
084.15121
085.16426
086.17833
087.19348
088.20978
089.22728
090.24600
091.26601
092.28737
093.31008
094.33403
095.35953
096.38617
097.41432
098.44369
099.47406
100.50484
101.53906
102.56780
103.60784
104.65000
105.71429
106.50000
1071.00000
(iv) For female members who joined on or after February 1, 1946, but prior to January 1, 1956:
AgeQx value
009.00356
010.00357
011.00358
012.00359
013.00361
014.00362
015.00364
016.00366
017.00368
018.00370
019.00373
020.00375
021.00378
022.00382
023.00385
024.00389
025.00393
026.00398
027.00403
028.00408
029.00415
030.00421
031.00429
032.00437
033.00446
034.00455
035.00466
036.00478
037.00491
038.00505
039.00520
040.00537
041.00556
042.00576
043.00598
044.00622
045.00649
046.00678
047.00711
048.00746
049.00785
050.00827
051.00873
052.00924
053.00980
054.01040
055.01107
056.01181
057.01261
058.01349
059.01445
060.01551
061.01666
062.01793
063.01932
064.02083
065.02249
066.02431
067.02630
068.02848
069.03086
070.03347
071.03631
072.03942
073.04283
074.04654
075.05060
076.05503
077.05986
078.06513
079.07088
080.07714
081.08395
082.09137
083.09942
084.10818
085.11768
086.12799
087.13915
088.15121
089.16426
090.17833
091.19349
092.20977
093.22729
094.24601
095.26601
096.28735
097.31009
098.33404
099.35947
100.38617
101.41426
102.44374
103.47368
104.50588
105.53968
106.56897
107.60000
108.65000
109.71429
110.50000
1111.00000
(v) For male members who joined on or after January 1, 1956, but prior to July 1, 1961:
AgeQx value
007.00356
008.00357
009.00358
010.00359
011.00361
012.00362
013.00364
014.00366
015.00368
016.00370
017.00373
018.00375
019.00378
020.00381
021.00385
022.00389
023.00393
024.00398
025.00403
026.00408
027.00415
028.00421
029.00429
030.00437
031.00446
032.00456
033.00466
034.00478
035.00490
036.00505
037.00520
038.00537
039.00556
040.00576
041.00598
042.00622
043.00649
044.00678
045.00711
046.00746
047.00784
048.00827
049.00873
050.00924
051.00980
052.01041
053.01107
054.01181
055.01261
056.01349
057.01445
058.01551
059.01666
060.01793
061.01932
062.02083
063.02249
064.02431
065.02630
066.02848
067.03086
068.03346
069.03631
070.03942
071.04283
072.04654
073.05060
074.05503
075.05986
076.06513
077.07088
078.07714
079.08395
080.09136
081.09943
082.10818
083.11768
084.12799
085.13915
086.15121
087.16426
088.17833
089.19348
090.20978
091.22728
092.24600
093.26601
094.28737
095.31008
096.33403
097.35953
098.38617
099.41432
100.44369
101.47406
102.50484
103.53906
104.56780
105.60784
106.65000
107.71429
108.50000
1091.00000
(vi) For female members who joined on or after January 1, 1956, but prior to July 1, 1961:
AgeQx value
011.00356
012.00357
013.00358
014.00359
015.00361
016.00362
017.00364
018.00366
019.00368
020.00370
021.00373
022.00375
023.00378
024.00382
025.00385
026.00389
027.00393
028.00398
029.00403
030.00408
031.00415
032.00421
033.00429
034.00437
035.00446
036.00455
037.00466
038.00478
039.00491
040.00505
041.00520
042.00537
043.00556
044.00576
045.00598
046.00622
047.00649
048.00678
049.00711
050.00746
051.00785
052.00827
053.00873
054.00924
055.00980
056.01040
057.01107
058.01181
059.01261
060.01349
061.01445
062.01551
063.01666
064.01793
065.01932
066.02083
067.02249
068.02431
069.02630
070.02848
071.03086
072.03347
073.03631
074.03942
075.04283
076.04654
077.05060
078.05503
079.05986
080.06513
081.07088
082.07714
083.08395
084.09137
085.09942
086.10818
087.11768
088.12799
089.13915
090.15121
091.16426
092.17833
093.19349
094.20977
095.22729
096.24601
097.26601
098.28735
099.31009
100.33404
101.35947
102.38617
103.41426
104.44374
105.47368
106.50588
107.53968
108.56897
109.60000
110.65000
111.71429
112.50000
1131.00000
(vii) For male members who joined on or after July 1, 1961:
AgeQx value
008.00356
009.00357
010.00358
011.00359
012.00361
013.00362
014.00364
015.00366
016.00368
017.00370
018.00373
019.00375
020.00378
021.00381
022.00385
023.00389
024.00393
025.00398
026.00403
027.00408
028.00415
029.00421
030.00429
031.00437
032.00446
033.00456
034.00466
035.00478
036.00490
037.00505
038.00520
039.00537
040.00556
041.00576
042.00598
043.00622
044.00649
045.00678
046.00711
047.00746
048.00784
049.00827
050.00873
051.00924
052.00980
053.01041
054.01107
055.01181
056.01261
057.01349
058.01445
059.01551
060.01666
061.01793
062.01932
063.02083
064.02249
065.02431
066.02630
067.02848
068.03086
069.03346
070.03631
071.03942
072.04283
073.04654
074.05060
075.05503
076.05986
077.06513
078.07088
079.07714
080.08395
081.09136
082.09943
083.10818
084.11768
085.12799
086.13915
087.15121
088.16426
089.17833
090.19348
091.20978
092.22728
093.24600
094.26601
095.28737
096.31008
097.33403
098.35953
099.38617
100.41432
101.44369
102.47406
103.50484
104.53906
105.56780
106.60784
107.65000
108.71429
109.50000
1101.00000
(viii) For female members who joined on or after July 1, 1961:
AgeQx value
012.00356
013.00357
014.00358
015.00359
016.00361
017.00362
018.00364
019.00366
020.00368
021.00370
022.00373
023.00375
024.00378
025.00382
026.00385
027.00389
028.00393
029.00398
030.00403
031.00408
032.00415
033.00421
034.00429
035.00437
036.00446
037.00455
038.00466
039.00478
040.00491
041.00505
042.00520
043.00537
044.00556
045.00576
046.00598
047.00622
048.00649
049.00678
050.00711
051.00746
052.00785
053.00827
054.00873
055.00924
056.00980
057.01040
058.01107
059.01181
060.01261
061.01349
062.01445
063.01551
064.01666
065.01793
066.01932
067.02083
068.02249
069.02431
070.02630
071.02848
072.03086
073.03347
074.03631
075.03942
076.04283
077.04654
078.05060
079.05503
080.05986
081.06513
082.07088
083.07714
084.08395
085.09137
086.09942
087.10818
088.11768
089.12799
090.13915
091.15121
092.16426
093.17833
094.19349
095.20977
096.22729
097.24601
098.26601
099.28735
100.31009
101.33404
102.35947
103.38617
104.41426
105.44374
106.47368
107.50588
108.53968
109.56897
110.60000
111.65000
112.71429
113.50000
1141.00000
(2) Effective October 27, 2011, in calculating the benefits pursuant to subdivision b.3 of section 512 of the Education Law, the interest rate of four percent for members who joined prior to July 1, 1948, and three percent for members who joined subsequent to June 30, 1948, shall be used in conjunction with the following tables:
FemalesMales
AgeRateAgeRate
10.00036110.000410
20.00023620.000277
30.00017630.000230
40.00013240.000179
50.00011950.000157
60.00011060.000141
70.00010270.000124
80.00009480.000105
90.00008790.000085
100.000082100.000072
110.000084110.000076
120.000097120.000113
130.000110130.000149
140.000121140.000183
150.000132150.000218
160.000142160.000253
170.000150170.000290
180.000144180.000256
190.000148190.000288
200.000148200.000317
210.000148210.000351
220.000148220.000381
230.000152230.000397
240.000155240.000403
250.000158250.000378
260.000164260.000361
270.000171270.000351
280.000179280.000347
290.000189290.000348
300.000199300.000353
310.000211310.000361
320.000223320.000372
330.000236330.000384
340.000249340.000397
350.000262350.000408
360.000275360.000418
370.000291370.000430
380.000310380.000445
390.000334390.000464
400.000362400.000490
410.000396410.000524
420.000436420.000566
430.000484430.000619
440.000539440.000684
450.000601450.000760
460.000671460.000849
470.000747470.000949
480.000829480.001060
490.000916490.001183
500.001008500.001316
510.001104510.001461
520.001203520.001618
530.001419530.001951
540.001645540.002311
550.001805550.002522
560.001980560.002753
570.002172570.003004
580.002382580.003279
590.002613590.003579
600.002866600.003906
610.003053610.004264
620.003298620.004654
630.003604630.005050
640.003976640.005564
650.004417650.006204
660.004931660.006976
670.005524670.007886
680.006203680.008942
690.006979690.010151
700.007864700.011524
710.008874710.013074
720.010029720.014821
730.011349730.016788
740.012863740.019009
750.014602750.021524
760.016603760.024380
770.018909770.027633
780.021567780.031346
790.024631790.035590
800.028162800.040445
810.032228810.045997
820.036904820.052342
830.042268830.059585
840.048410840.067844
850.055421850.077246
860.063404860.087929
870.072465870.100040
880.082724880.113741
890.094308890.129208
900.107360900.141713
910.122037910.158130
920.138518920.175288
930.157000930.193131
940.177701940.211674
950.191477950.230976
960.210235960.251106
970.229998970.272113
980.250723980.293848
990.270858990.313988
1000.2910401000.334365
1010.3114441010.354599
1020.3319001020.374524
1030.3522321030.393982
1040.3722731040.412831
1050.3918601050.430946
1060.4108491060.448227
1070.4291121070.464592
1080.4465441080.479987
1090.4630611090.494376
1100.4786041100.500000
(3) In calculating option factors for regular annuities, additional annuities and pensions, the following tables* will be used:
(i) For male members:
AgeQxValueAgeQx Value
10.000410550.002522
20.000277560.002753
30.000230570.003004
40.000179580.003279
50.000157590.003579
60.000141600.003906
70.000124610.004264
80.000105620.004654
90.000085630.005050
100.000072640.005564
110.000076650.006204
120.000113660.006976
130.000149670.007886
140.000183680.008942
150.000218690.010151
160.000253700.011524
170.000290710.013074
180.000256720.014821
190.000288730.016788
200.000317740.019009
210.000351750.021524
220.000381760.024380
230.000397770.027633
240.000403780.031346
250.000378790.035590
260.000361800.040445
270.000351810.045997
280.000347820.052342
290.000348830.059585
300.000353840.067844
310.000361850.077246
320.000372860.087929
330.000384870.100040
340.000397880.113741
350.000408890.129208
360.000418900.141713
370.000430910.158130
380.000445920.175288
390.000464930.193131
400.000490940.211674
410.000524950.230976
420.000566960.251106
430.000619970.272113
440.000684980.293848
450.000760990.313988
460.0008491000.334365
470.0009491010.354599
480.0010601020.374524
490.0011831030.393982
500.0013161040.412831
510.0014611050.430946
520.0016181060.448227
530.0019511070.464592
540.0023111080.479987
1090.494376
1100.500000
(ii) For female members.
AgeQxValueAgeQx Value
10.000361550.001805
20.000236560.001980
30.000176570.002172
40.000132580.002382
50.000119590.002613
60.000110600.002866
70.000102610.003053
80.000094620.003298
90.000087630.003604
100.000082640.003976
110.000084650.004417
120.000097660.004931
130.000110670.005524
140.000121680.006203
150.000132690.006979
160.000142700.007864
170.000150710.008874
180.000144720.010029
190.000148730.011349
200.000148740.012863
210.000148750.014602
220.000148760.016603
230.000152770.018909
240.000155780.021567
250.000158790.024631
260.000164800.028162
270.000171810.032228
280.000179820.036904
290.000189830.042268
300.000199840.048410
310.000211850.055421
320.000223860.063404
330.000236870.072465
340.000249880.082724
350.000262890.094308
360.000275900.107360
370.000291910.122037
380.000310920.138518
390.000334930.157000
400.000362940.177701
410.000396950.191477
420.000436960.210235
430.000484970.229998
440.000539980.250723
450.000601990.270858
460.0006711000.291040
470.0007471010.311444
480.0008291020.331900
490.0009161030.352232
500.0010081040.372273
510.0011041050.391860
520.0012031060.410849
530.0014191070.429112
540.0016451080.446544
1090.463061
1100.478604
(iii) For male beneficiaries of members:
AgeQx value
10.000410
20.000277
30.000230
40.000179
50.000157
60.000141
70.000124
80.000105
90.000085
100.000072
110.000076
120.000113
130.000149
140.000183
150.000218
160.000253
170.000290
180.000328
190.000369
200.000406
210.000449
220.000488
230.000509
240.000516
250.000484
260.000462
270.000449
280.000444
290.000446
300.000452
310.000463
320.000477
330.000492
340.000508
350.000523
360.000536
370.000551
380.000570
390.000595
400.000628
410.000671
420.000725
430.000793
440.000876
450.000973
460.001087
470.001215
480.001358
490.001515
500.004064
510.004384
520.004709
530.005024
540.005384
550.005735
560.006099
570.006478
580.006877
590.007305
600.007771
610.008284
620.008854
630.009492
640.010209
650.011013
660.011916
670.012930
680.014067
690.015342
700.016769
710.018363
720.020141
730.022127
740.024345
750.026826
760.029608
770.032735
780.036258
790.040232
800.044722
810.049795
820.055526
830.061996
840.069290
850.077497
860.086712
870.097038
880.108591
890.121499
900.135908
910.151322
920.167422
930.184030
940.201074
950.218559
960.236535
970.255059
980.274170
990.293848
1000.313988
1010.334365
1020.354599
1030.374524
1040.393982
1050.412831
1060.430946
1070.448227
1080.464592
1090.479987
1100.494376
(iv) For female beneficiaries of members:
AgeQx value
10.000361
20.000236
30.000176
40.000132
50.000119
60.000110
70.000102
80.000094
90.000087
100.000082
110.000084
120.000097
130.000110
140.000121
150.000132
160.000142
170.000150
180.000157
190.000162
200.000162
210.000162
220.000162
230.000166
240.000169
250.000173
260.000179
270.000187
280.000196
290.000206
300.000218
310.000231
320.000244
330.000258
340.000272
350.000286
360.000300
370.000318
380.000339
390.000365
400.000396
410.000433
420.000477
430.000529
440.000589
450.000657
460.000733
470.000816
480.000906
490.001001
500.002768
510.002905
520.003057
530.003225
540.003412
550.003622
560.003858
570.004128
580.004436
590.004789
600.005191
610.005646
620.006156
630.006723
640.007352
650.008048
660.008821
670.009679
680.010633
690.011692
700.012868
710.014171
720.015614
730.017210
740.018977
750.020938
760.023118
770.025554
780.028288
790.031366
800.034844
810.038783
820.043246
830.048305
840.054032
850.060504
860.067801
870.076012
880.085230
890.095563
900.107126
910.119744
920.133299
930.147720
940.162971
950.179034
960.195903
970.213565
980.231991
990.251123
1000.270858
1010.291040
1020.311444
1030.331900
1040.352232
1050.372273
1060.391860
1070.410849
1080.429112
1090.446544
1100.463061
* Statutes authorize the System to implement changes in mortality tables, but case law requires the non-diminution and preservation of option factors impacting benefits to members or beneficiaries. In any cases where option factors would have resulted in a lower benefit, option factors based on prior mortality tables adopted pursuant to a Retirement Board resolution effective for service retirements on or after January 1, 2001 are applied.
(b) Disability annuitants.
(1) In calculating regular annuities without optional modification and annuities without optional modification on account of additional contributions, the interest rate of four percent shall be used in conjunction with the following tables:
(i) For male members who joined prior to February 1, 1946:
AgeQx value
022.06096
023.06086
024.05718
025.05122
026.04470
027.03911
028.03521
029.03294
030.03187
031.03150
032.03145
033.03151
034.03162
035.03176
036.03191
037.03208
038.03226
039.03246
040.03267
041.03292
042.03317
043.03346
044.03377
045.03412
046.03449
047.03491
048.03536
049.03586
050.03640
051.03700
052.03764
053.03838
054.03915
055.04001
056.04095
057.04198
058.04312
059.04435
060.04571
061.04720
062.04881
063.05059
064.05253
065.05466
066.05700
067.05952
068.06233
069.06536
070.06866
071.07232
072.07629
073.08061
074.08532
075.09045
076.09610
077.10224
078.10884
079.11615
080.12393
081.13261
082.14172
083.15198
084.16275
085.17452
086.18735
087.20093
088.21584
089.23170
090.24910
091.26707
092.28668
093.30742
094.32964
095.35308
096.37801
097.40395
098.43129
099.45997
100.48922
101.52032
102.55171
103.58364
1041.00000
(ii) For female members who joined prior to February 1, 1946:
AgeQx value
014.02060
015.02330
016.02539
017.02692
018.02793
019.02821
020.02823
021.02799
022.02748
023.02668
024.02560
025.02427
026.02273
027.02106
028.01931
029.01756
030.01589
031.01439
032.01309
033.01200
034.01117
035.01059
036.01022
037.01005
038.01002
039.01011
040.01028
041.01051
042.01081
043.01114
044.01149
045.01190
046.01234
047.01283
048.01337
049.01395
050.01458
051.01529
052.01606
053.01690
054.01783
055.01884
056.01994
057.02115
058.02249
059.02393
060.02553
061.02728
062.02918
063.03127
064.03354
065.03606
066.03878
067.04176
068.04502
069.04860
070.05247
071.05674
072.06136
073.06644
074.07195
075.07795
076.08451
077.09162
078.09938
079.10781
080.11695
081.12684
082.13763
083.14923
084.16183
085.17534
086.19002
087.20571
088.22262
089.24092
090.26001
091.28100
092.30293
093.32665
094.35035
095.37773
096.40351
097.43529
098.45833
099.50000
100.53846
101.58333
102.60000
1031.00000
(iii) For male members who joined on or after February 1, 1946, but prior to January 1, 1956:
AgeQx value
001.00743
002.00744
003.00745
004.00746
005.00747
006.00748
007.00750
008.00751
009.00753
010.00754
011.00757
012.00759
013.00761
014.00763
015.00766
016.00770
017.00773
018.00777
019.00781
020.00785
021.00790
022.00796
023.00802
024.00808
025.00815
026.00823
027.00832
028.00841
029.00851
030.00863
031.00875
032.00889
033.00903
034.00920
035.00938
036.00957
037.00979
038.01002
039.01028
040.01056
041.01088
042.01122
043.01159
044.01200
045.01244
046.01294
047.01347
048.01406
049.01471
050.01542
051.01619
052.01704
053.01798
054.01900
055.02011
056.02134
057.02267
058.02414
059.02575
060.02750
061.02943
062.03153
063.03384
064.03635
065.03911
066.04212
067.04541
068.04900
069.05293
070.05722
071.06189
072.06699
073.07256
074.07861
075.08522
076.09240
077.10021
078.10869
079.11789
080.12790
081.13873
082.15044
083.16310
084.17678
085.19151
086.20737
087.22437
088.24264
089.26213
090.28296
091.30514
092.32853
093.35353
094.37975
095.40726
096.43544
097.46674
098.49672
099.53043
100.55556
101.60417
102.63158
103.71429
104.50000
1051.00000
(iv) For female members who joined on or after February 1, 1946, but prior to January 1, 1956:
AgeQx value
015.02060
016.02330
017.02539
018.02692
019.02793
020.02821
021.02823
022.02799
023.02748
024.02668
025.02560
026.02427
027.02273
028.02106
029.01931
030.01756
031.01589
032.01439
033.01309
034.01200
035.01117
036.01059
037.01022
038.01005
039.01002
040.01011
041.01028
042.01051
043.01081
044.01114
045.01149
046.01190
047.01234
048.01283
049.01337
050.01395
051.01458
052.01529
053.01606
054.01690
055.01783
056.01884
057.01994
058.02115
059.02249
060.02393
061.02553
062.02728
063.02918
064.03127
065.03354
066.03606
067.03878
068.04176
069.04502
070.04860
071.05247
072.05674
073.06136
074.06644
075.07195
076.07795
077.08451
078.09162
079.09938
080.10781
081.11695
082.12684
083.13763
084.14923
085.16183
086.17534
087.19002
088.20571
089.22262
090.24092
091.26001
092.28100
093.30293
094.32665
095.35035
096.37773
097.40351
098.43529
099.45833
100.50000
101.53846
102.58333
103.60000
1041.00000
(v) For male members who joined on or after January 1, 1956, but prior to July 1, 1961:
AgeQx value
001.00743
002.00744
003.00745
004.00746
005.00747
006.00748
007.00750
008.00751
009.00753
010.00754
011.00757
012.00759
013.00761
014.00763
015.00766
016.00770
017.00773
018.00777
019.00781
020.00785
021.00790
022.00796
023.00802
024.00808
025.00815
026.00823
027.00832
028.00841
029.00851
030.00863
031.00875
032.00889
033.00903
034.00920
035.00938
036.00957
037.00979
038.01002
039.01028
040.01056
041.01088
042.01122
043.01159
044.01200
045.01244
046.01294
047.01347
048.01406
049.01471
050.01542
051.01619
052.01704
053.01798
054.01900
055.02011
056.02134
057.02267
058.02414
059.02575
060.02750
061.02943
062.03153
063.03384
064.03635
065.03911
066.04212
067.04541
068.04900
069.05293
070.05722
071.06189
072.06699
073.07256
074.07861
075.08522
076.09240
077.10021
078.10869
079.11789
080.12790
081.13873
082.15044
083.16310
084.17678
085.19151
086.20737
087.22437
088.24264
089.26213
090.28296
091.30514
092.32853
093.35353
094.37975
095.40726
096.43544
097.46674
098.49672
099.53043
100.55556
101.60417
102.63158
103.71429
104.50000
1051.00000
(vi) For female members who joined on or after January 1, 1956, but prior to July 1, 1961:
AgeQx value
017.02060
018.02330
019.02539
020.02692
021.02793
022.02821
023.02823
024.02799
025.02748
026.02668
027.02560
028.02427
029.02273
030.02106
031.01931
032.01756
033.01589
034.01439
035.01309
036.01200
037.01117
038.01059
039.01022
040.01005
041.01002
042.01011
043.01028
044.01051
045.01081
046.01114
047.01149
048.01190
049.01234
050.01283
051.01337
052.01395
053.01458
054.01529
055.01606
056.01690
057.01783
058.01884
059.01994
060.02115
061.02249
062.02393
063.02553
064.02728
065.02918
066.03127
067.03354
068.03606
069.03878
070.04176
071.04502
072.04860
073.05247
074.05674
075.06136
076.06644
077.07195
078.07795
079.08451
080.09162
081.09938
082.10781
083.11695
084.12684
085.13763
086.14923
087.16183
088.17534
089.19002
090.20571
091.22262
092.24092
093.26001
094.28100
095.30293
096.32665
097.35035
098.37773
099.40351
100.43529
101.45833
102.50000
103.53846
104.58333
105.60000
1061.00000
(vii) For male members who joined on or after July 1, 1961:
AgeQx value
001.00743
002.00744
003.00745
004.00746
005.00747
006.00748
007.00750
008.00751
009.00753
010.00754
011.00757
012.00759
013.00761
014.00763
015.00766
016.00770
017.00773
018.00777
019.00781
020.00785
021.00790
022.00796
023.00802
024.00808
025.00815
026.00823
027.00832
028.00841
029.00851
030.00863
031.00875
032.00889
033.00903
034.00920
035.00938
036.00957
037.00979
038.01002
039.01028
040.01056
041.01088
042.01122
043.01159
044.01200
045.01244
046.01294
047.01347
048.01406
049.01471
050.01542
051.01619
052.01704
053.01798
054.01900
055.02011
056.02134
057.02267
058.02414
059.02575
060.02750
061.02943
062.03153
063.03384
064.03635
065.03911
066.04212
067.04541
068.04900
069.05293
070.05722
071.06189
072.06699
073.07256
074.07861
075.08522
076.09240
077.10021
078.10869
079.11789
080.12790
081.13873
082.15044
083.16310
084.17678
085.19151
086.20737
087.22437
088.24264
089.26213
090.28296
091.30514
092.32853
093.35353
094.37975
095.40726
096.43544
097.46674
098.49672
099.53043
100.55556
101.60417
102.63158
103.71429
104.50000
1051.00000
(viii) For female members who join on or after July 1, 1961:
AgeQx value.
019.02060
020.02330
021.02539
022.02692
023.02793
024.02821
025.02823
026.02799
027.02748
028.02668
029.02560
030.02427
031.02273
032.02106
033.01931
034.01756
035.01589
036.01439
037.01309
038.01200
039.01117
040.01059
041.01022
042.01005
043.01002
044.01011
045.01028
046.01051
047.01081
048.01114
049.01149
050.01190
051.01234
052.01283
053.01337
054.01395
055.01458
056.01529
057.01606
058.01690
059.01783
060.01884
061.01994
062.02115
063.02249
064.02393
065.02553
066.02728
067.02918
068.03127
069.03354
070.03606
071.03878
072.04176
073.04502
074.04860
075.05247
076.05674
077.06136
078.06644
079.07195
080.07795
081.08451
082.09162
083.09938
084.10781
085.11695
086.12684
087.13763
088.14923
089.16183
090.17534
091.19002
092.20571
093.22262
094.24092
095.26001
096.28100
097.30293
098.32665
099.35035
100.37773
101.40351
102.43529
103.45833
104.50000
105.53846
106.58333
107.60000
1081.00000
(2) In calculating option factors for regular annuities, additional annuities and pensions, the interest rate of four percent shall be used in conjunction with the following tables:
(i) For male annuitants who joined prior to July 1, 1976, use appropriate table set forth in paragraph (1) of this subdivision, depending upon the annuitant's date of membership.
(ii) For female annuitants who joined prior to July 1, 1976, use appropriate table set forth in paragraph (1) of this subdivision, depending upon the annuitant's date of membership.
(iii) For male members who join on or after July 1, 1976:
AgeQx value
30.02500
31.02750
32.03000
33.03250
34.03500
35.03750
36.04000
37.04300
38.04620
39.04950
40.05260
41.05570
42.05890
43.06210
44.06520
45.06630
46.06630
47.06630
48.06630
49.06640
50.06640
51.06640
52.06650
53.06650
54.06660
55.06670
56.06680
57.06690
58.06700
59.06720
60.06730
61.06750
62.06780
63.06800
64.06840
65.06870
66.06910
67.06960
68.07020
69.07090
7007170
71.07260
72.07360
73.07480
74.07620
75.07790
76.07840
77.08200
78.08470
79.08770
80.09110
81.09520
82.09990
83.10530
84.11150
85.12150
86.13250
87.14750
88.16500
89.18250
90.20000
91.22000
92.24250
93.27000
94.29750
95.32250
96.35750
97.39250
98.43500
99.47750
100.52000
101.56250
102.60500
103.64750
104.69250
105.73750
106.78750
107.84250
108.90000
1091.00000
(iv) For female members who join on or after July 1, 1976:
AgeQx value
30.02700
31.02750
32.02820
33.02910
34.03010
35.03100
36.03200
37.03300
38.03410
39.03520
40.03640
41.03800
42.04000
43.04200
44.04500
45.04800
46.05100
47.05400
48.05500
49.05520
50.05450
51.05310
52.05100
53.04800
54.04400
55.03950
56.03400
57.02950
58.02600
59.02480
60.02480
61.02480
62.02480
63.02500
64.02570
65.02680
66.02800
67.02910
68.03000
69.03100
70.03200
71.03300
72.03400
73.03500
74.03650
75.03800
76.04100
77.04600
78.05100
79.05850
80.06610
81.07310
82.08010
83.09110
84.10110
85.11110
86.12110
87.13010
88.14050
89.14940
90.16010
91.17800
92.19100
93.22100
94.24200
95.26500
96.29100
97.32100
98.35100
99.38200
100.41200
101.45700
102.50900
103.56000
104.62100
105.68300
106.74500
107.81500
108.88500
(v) For male beneficiaries of members who joined prior to July 1, 1961:
AgeQx value
004.00353
005.00354
006.00355
007.00356
008.00357
009.00358
010.00359
011.00361
012.00362
013.00364
014.00366
015.00368
016.00370
017.00373
018.00375
019.00378
020.00381
021.00385
022.00389
023.00393
024.00398
025.00403
026.00408
027.00415
028.00421
029.00429
030.00437
031.00446
032.00456
033.00466
034.00478
035.00490
036.00505
037.00520
038.00537
039.00556
040.00576
041.00598
042.00622
043.00649
044.00678
045.00711
046.00746
047.00784
048.00827
049.00873
050.00924
051.00980
052.01041
053.01107
054.01181
055.01261
056.01349
057.01445
058.01551
059.01666
060.01793
061.01932
062.02083
063.02249
064.02431
065.02630
066.02848
067.03086
068.03346
069.03631
070.03942
071.04283
072.04654
073.05060
074.05503
075.05986
076.06513
077.07088
078.07714
079.08395
080.09136
081.09943
082.10818
083.11768
084.12799
085.13915
086.15121
087.16426
088.17833
089.19348
090.20978
091.22728
092.24600
093.26601
094.28737
095.31008
096.33403
097.35953
098.38617
099.41432
100.44369
101.47406
102.50484
103.53906
104.56780
105.60784
106.65000
107.71429
108.50000
1091.00000
(vi) For female beneficiaries of members who joined prior to July 1, 1961:
AgeQx value
008.00353
009.00354
010.00355
011.00356
012.00357
013.00358
014.00359
015.00361
016.00362
017.00364
018.00366
019.00368
020.00370
021.00373
022.00375
023.00378
024.00382
025.00385
026.00389
027.00393
028.00398
029.00403
030.00408
031.00415
032.00421
033.00429
034.00437
035.00446
036.00455
037.00466
038.00478
039.00491
040.00505
041.00520
042.00537
043.00556
044.00576
045.00598
046.00622
047.00649
048.00678
049.00711
050.00746
051.00785
052.00827
053.00873
054.00924
055.00980
056.01040
057.01107
058.01181
059.01261
060.01349
061.01445
062.01551
063.01666
064.01793
065.01932
066.02083
067.02249
068.02431
069.02630
070.02848
071.03086
072.03347
073.03631
074.03942
075.04283
076.04654
077.05060
078.05503
079.05986
080.06513
081.07088
082.07714
083.08395
084.09137
085.09942
086.10818
087.11768
088.12799
089.13915
090.15121
091.16426
092.17833
093.19349
094.20977
095.22729
096.24601
097.26601
098.28735
099.31009
100.33404
101.35947
102.38617
103.41426
104.44374
105.47368
106.50588
107.53968
108.56897
109.60000
110.65000
111.71429
112.50000
1131.00000
(vii) For male beneficiaries of members who joined on or after July 1, 1961, but prior to July 1, 1976:
AgeQx value
005.00353
006.00354
007.00355
008.00356
009.00357
010.00358
011.00359
012.00361
013.00362
014.00364
015.00366
016.00368
017.00370
018.00373
019.00375
020.00378
021.00381
022.00385
023.00389
024.00393
025.00398
026.00403
027.00408
028.00415
029.00421
030.00429
031.00437
032.00446
033.00456
034.00466
035.00478
036.00490
037.00505
038.00520
039.00537
040.00556
041.00576
042.00598
043.00622
044.00649
045.00678
046.00711
047.00746
048.00784
049.00827
050.00873
051.00924
052.00980
053.01041
054.01107
055.01181
056.01261
057.01349
058.01445
059.01551
060.01666
061.01793
062.01932
063.02083
064.02249
065.02431
066.02630
067.02848
068.03086
069.03346
070.03631
071.03942
072.04283
073.04654
074.05060
075.05503
076.05986
077.06513
078.07088
079.07714
080.08395
081.09136
082.09943
083.10818
084.11768
085.12799
086.13915
087.15121
088.16426
089.17833
090.19348
091.20978
092.22728
093.24600
094.26601
095.28737
096.31008
097.33403
098.35953
099.38617
100.41432
101.44369
102.47406
103.50484
104.53906
105.56780
106.60784
107.65000
108.71429
109.50000
1101.00000
(viii) For female beneficiaries of members who joined on or after July 1, 1961, but prior to July 1, 1976:
AgeQx value
009.00353
010.00354
011.00355
012.00356
013.00357
014.00358
015.00359
016.00361
017.00362
018.00364
019.00366
020.00368
021.00370
022.00373
023.00375
024.00378
025.00382
026.00385
027.00389
028.00393
029.00398
030.00403
031.00408
032.00415
033.00421
034.00429
035.00437
036.00446
037.00455
038.00466
039.00478
040.00491
041.00505
042.00520
043.00537
044.00556
045.00576
046.00598
047.00622
048.00649
049.00678
050.00711
051.00746
052.00785
053.00827
054.00873
055.00924
056.00980
057.01040
058.01107
059.01181
060.01261
061.01349
062.01445
063.01551
064.01666
065.01793
066.01932
067.02083
068.02249
069.02431
070.02630
071.02848
072.03086
073.03347
074.03631
075.03942
076.04283
077.04654
078.05060
079.05503
080.05986
081.06513
082.07088
083.07714
084.08395
085.09137
086.09942
087.10818
088.11768
089.12799
090.13915
091.15121
092.16426
093.17833
094.19349
095.20977
096.22729
097.24601
098.26601
099.28735
100.31009
101.33404
102.35947
103.38617
104.41426
105.44374
106.47368
107.50588
108.53968
109.56897
110.60000
111.65000
112.71429
113.50000
1141.00000
(ix) For male beneficiaries of members who join on or after July 1, 1976:
AgeQx value
100.00470
110.00470
120.00470
130.00470
140.00470
150.00470
160.00470
170.00470
180.00470
190.00470
200.00470
210.00470
220.00470
230.00500
240.00500
250.00500
260.00500
270.00500
280.00500
290.00510
300.00510
310.00510
320.00510
330.00520
340.00520
350.00530
360.00530
370.00540
380.00540
390.00550
400.00560
410.00570
420.00580
430.00590
440.00600
450.00610
460.00620
470.00640
480.00660
490.00680
500.00700
510.00730
520.00750
530.00780
540.00810
550.00840
560.00870
570.00910
580.00940
590.00990
600.01060
610.01150
620.01260
630.01390
640.01530
650.01680
660.01840
670.02010
680.02210
690.02430
700.02680
710.02960
720.03270
730.03590
740.03910
750.04280
760.04680
770.05130
780.05630
790.06190
800.06810
810.07500
820.08460
830.09100
840.10000
850.10050
860.11250
870.12150
880.13400
890.15000
900.16750
910.18500
920.20500
930.22750
940.25300
950.28500
960.33000
970.35900
980.39040
990.42370
1000.46510
1010.50790
1020.55260
1030.59950
1040.64970
1050.70150
1060.75630
1070.81450
1080.87670
(x) For female beneficiaries of members who join on or after July 1, 1976:
AgeQx value
100.00210
110.00210
120.00210
130.00210
140.00210
150.00210
160.00210
170.00210
180.00210
190.00210
200.00210
210.00210
220.00210
230.00210
240.00210
250.00210
260.00220
270.00220
280.00220
290.00220
300.00220
310.00220
320.00220
330.00220
340.00220
350.00230
360.00230
370.00230
380.00230
390.00240
400.00240
410.00240
420.00240
430.00240
440.00250
450.00250
460.00260
470.00270
480.00280
490.00300
500.00310
510.00330
520.00340
530.00360
540.00380
550.00410
560.00440
570.00470
580.00490
590.00520
600.00560
610.00610
620.00670
630.00740
640.00820
650.00900
660.01000
670.01100
680.01210
690.01340
700.01490
710.01660
720.01850
730.02050
740.02300
750.02650
760.02780
770.03020
780.03570
790.03880
800.04400
810.04860
820.05430
830.06250
840.07040
850.07840
860.08700
870.09680
880.10510
890.11760
900.13250
910.15080
920.16250
930.17750
940.19250
950.20750
960.22500
970.25000
980.27500
990.30250
1000.33500
1010.37250
1020.41500
1030.46000
1040.51500
1050.57500
1060.65000
1070.73750
1080.84000
(c) Beneficiaries of active members.
(1) In calculating straight life annuities in lieu of a return of contributions and/or a lump sum death benefit, the interest rate of four percent shall be used in conjunction with the following tables:
(i) Males:
AgeQx value
006.00353
007.00354
008.00355
009.00356
010.00357
011.00358
012.00359
013.00361
014.00362
015.00364
016.00366
017.00368
018.00370
019.00373
020.00375
021.00378
022.00381
023.00385
024.00389
025.00393
026.00398
027.00403
028.00408
029.00415
030.00421
031.00429
032.00437
033.00446
034.00456
035.00466
036.00478
037.00490
038.00505
039.00520
040.00537
041.00556
042.00576
043.00598
044.00622
045.00649
046.00678
047.00711
048.00746
049.00784
050.00827
051.00873
052.00924
053.00980
054.01041
055.01107
056.01181
057.01261
058.01349
059.01445
060.01551
061.01666
062.01793
063.01932
064.02083
065.02249
066.02431
067.02630
068.02848
069.03086
070.03346
071.03631
072.03942
073.04283
074.04654
075.05060
076.05503
077.05986
078.06513
079.07088
080.07714
081.08395
082.09136
083.09943
084.10818
085.11768
086.12799
087.13915
088.15121
089.16426
090.17833
091.19348
092.20978
093.22728
094.24600
095.26601
096.28737
097.31008
098.33403
099.35953
100.38617
101.41432
102.44369
103.47406
104.50484
105.53906
106.56780
107.60784
108.65000
109.71429
110.50000
1111.00000
(ii) Females:
AgeQx value
010.00353
011.00354
012.00355
013.00356
014.00357
015.00358
016.00359
017.00361
018.00362
019.00364
020.00366
021.00368
022.00370
023.00373
024.00375
025.00378
026.00382
027.00385
028.00389
029.00393
030.00398
031.00403
032.00408
033.00415
034.00421
035.00429
036.00437
037.00446
038.00455
039.00466
040.00478
041.00491
042.00505
043.00520
044.00537
045.00556
046.00576
047.00598
048.00622
049.00649
050.00678
051.00711
052.00746
053.00785
054.00827
055.00873
056.00924
057.00980
058.01040
059.01107
060.01181
061.01261
062.01349
063.01445
064.01551
065.01666
066.01793
067.01932
068.02083
069.02249
070.02431
071.02630
072.02848
073.03086
074.03347
075.03631
076.03942
077.04283
078.04654
079.05060
080.05503
081.05986
082.06513
083.07088
084.07714
085.08395
086.09137
087.09942
088.10818
089.11768
090.12799
091.13915
092.15121
093.16426
094.17833
095.19349
096.20977
097.22729
098.24601
099.26601
100.28735
101.31009
102.33404
103.35947
104.38617
105.41426
106.44374
107.47368
108.50588
109.53968
110.56897
111.60000
112.65000
113.71429
114.50000
1151.00000
(2) To calculate cash refund annuities in lieu of a return of contributions and/or a lump sum death benefit, convert the straight life annuity by an option factor based on a four-percent interest rate and the following tables:
(i) Males:
AgeQx value
006.00353
007.00354
008.00355
009.00356
010.00357
011.00358
012.00359
013.00361
014.00362
015.00364
016.00366
017.00368
018.00370
019.00373
020.00375
021.00378
022.00381
023.00385
024.00389
025.00393
026.00398
027.00403
028.00408
029.00415
030.00421
031.00429
032.00437
033.00446
034.00456
035.00466
036.00478
037.00490
038.00505
039.00520
040.00537
041.00556
042.00576
043.00598
044.00622
045.00649
046.00678
047.00711
048.00746
049.00784
050.00827
051.00873
052.00924
053.00980
054.01041
055.01107
056.01181
057.01261
058.01349
059.01445
060.01551
061.01666
062.01793
063.01932
064.02083
065.02249
066.02431
067.02630
068.02848
069.03086
070.03346
071.03631
072.03942
073.04283
074.04654
075.05060
076.05503
077.05986
078.06513
079.07088
080.07714
081.08395
082.09136
083.09943
084.10818
085.11768
086.12799
087.13915
088.15121
089.16426
090.17833
091.19348
092.20978
093.22728
094.24600
095.26601
096.28737
097.31008
098.33403
099.35953
100.38617
101.41432
102.44369
103.47406
104.50484
105.53906
106.56780
107.60784
108.65000
109.71429
110.50000
1111.00000
(ii) Females:
AgeQx value
010.00353
011.00354
012.00355
013.00356
014.00357
015.00358
016.00359
017.00361
018.00362
019.00364
020.00366
021.00368
02200370
023.00373
024.00375
025.00378
026.00382
027.00385
028.00389
029.00393
030.00398
031.00403
032.00408
033.00415
034.00421
035.00429
036.00437
037.00446
038.00455
039.00466
040.00478
041.00491
042.00505
043.00520
044.00537
045.00556
046.00576
047.00598
048.00622
049.00649
050.00678
051.00711
052.00746
053.00785
054.00827
055.00873
056.00924
057.00980
058.01040
059.01107
060.01181
061.01261
062.01349
063.01445
064.01551
065.01666
066.01793
067.01932
068.02083
069.02249
070.02431
071.02630
072.02848
073.03086
074.03347
075.03631
076.03942
077.04283
078.04654
079.05060
080.05503
081.05986
082.06513
083.07088
084.07714
085.08395
086.09137
087.09942
088.10818
089.11768
090.12799
091.13915
092.15121
093.16426
094.17833
095.19349
096.20977
097.22729
098.24601
099.26601
100.28735
101.31009
102.33404
103.35947
104.38617
105.41426
106.44374
107.47368
108.50588
109.53968
110.56897
111.60000
112.65000
113.71429
114.50000
1151.00000
21 CRR-NY 5018.3
Current through June 30, 2021
End of Document