Each insurance company which offers insurance policies to satisfy the minimum requirements of article 51 shall offer the policy prescribed in this Subpart with a family deductible of $200 and without any deductible. Each insurance company may also offer the above policy with a family deductible of $100. Any family deductible shall apply to the “named insured” and any “relative”, as these terms are defined in the Mandatory Personal Injury Protection Endorsement set forth in this Subpart.