23 CRR-NY 1.6NY-CRR

STATE COMPILATION OF CODES, RULES AND REGULATIONS OF THE STATE OF NEW YORK
TITLE 23. FINANCIAL SERVICES
CHAPTER I. REGULATIONS OF THE SUPERINTENDENT OF FINANCIAL SERVICES
PART 1. DEBT COLLECTION BY THIRD-PARTY DEBT COLLECTORS AND DEBT BUYERS
23 CRR-NY 1.6
23 CRR-NY 1.6
1.6 Communication through electronic mail.
(a) After mailing a consumer written disclosures as required under section 1.2 of this Part, a debt collector may provide subsequent correspondence to the consumer through electronic mail only if the consumer has:
(1) voluntarily provided an electronic mail account to the debt collector which the consumer has affirmed is not an electronic mail account furnished or owned by the consumer’s employer; and
(2) consented in writing to receive electronic mail correspondence from the debt collector in reference to a specific debt. A consumer’s electronic signature constitutes written consent under this section.
(b) A debt collector may correspond with a consumer through electronic mail before satisfying subdivision (a) of this section only in order to satisfy the requirements of subdivision (a) of this section.
23 CRR-NY 1.6
Current through June 15, 2022
End of Document