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§ 14-410. Evidence of coverage

West's Annotated Code of MarylandInsurance

West's Annotated Code of Maryland
Insurance (Refs & Annos)
Title 14. Entities that Act as Health Insurers
Subtitle 4. Dental Plan Organization Act (Refs & Annos)
MD Code, Insurance, § 14-410
§ 14-410. Evidence of coverage
Currentness
In general
(a) Each enrollee shall receive evidence of coverage that indicates specifically the nature and extent of coverage and the total amount or percentage of payment, if any, that the enrollee must pay for dental services.
Evidence of coverage issued to each enrollee of dental plan organization
(b)(1) Except as provided under paragraph (2) of this subsection, a dental plan organization shall issue evidence of coverage to each enrollee of the dental plan organization.
(2) If an individual enrollee obtains coverage through a policy or through a contract issued by a medical or dental service corporation, the insurer that issued the policy or the medical or dental service corporation shall issue evidence of coverage.
Copy of form filed and approved by Commissioner
(c) The dental plan organization, insurer, or medical or dental service corporation may not issue or deliver evidence of coverage or an amendment to evidence of coverage until a copy of the form of evidence of coverage or amendment is filed with and approved by the Commissioner.
Contents of evidence of coverage
(d) The evidence of coverage shall contain:
(1) a clear and complete statement if a contract, or a reasonably complete summary if a certificate, of:
(i) the dental services and the insurance or other benefits, if any, to which enrollees are entitled;
(ii) any limitations on the services or kind of benefits to be provided, including any charge, deductible, or copayment feature; and
(iii) where and in what manner information is available about how services may be obtained; and
(2) a clear and understandable description of the dental plan organization's method for resolving enrollee complaints.
Changes to evidence of coverage
(e) A dental plan organization, insurer, or medical or dental service corporation that makes a change in evidence of coverage or the amount or percentage of payment that the enrollee must pay, shall issue to the enrollee evidence of the change in a separate document.

Credits

Added by Acts 1997, c. 35, § 2, eff. Oct. 1, 1997.
Formerly Art. 48A, § 587.
MD Code, Insurance, § 14-410, MD INSURANCE § 14-410
Current through legislation effective through April 9, 2023, from the 2024 Regular Session of the General Assembly. Some statute sections may be more current, see credits for details.
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