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§ 13-113. Claim requirements

West's Annotated Code of MarylandInsurance

West's Annotated Code of Maryland
Insurance (Refs & Annos)
Title 13. Credit Life, Health, and Involuntary Unemployment Benefit Insurance (Refs & Annos)
MD Code, Insurance, § 13-113
§ 13-113. Claim requirements
Prompt reporting of claim
(a)(1) A claimant shall report a claim promptly to the insurer or its designated claim representative.
(2) The insurer shall maintain adequate claim files.
(3) The insurer shall settle a claim as soon as possible and in accordance with the terms of the insurance contract.
Payment of claim
(b) The insurer shall pay a claim by a draft drawn on the insurer or by a check of the insurer to the order of:
(1) the claimant to whom payment of the claim is due under the policy; or
(2) a person to whom the claimant directs payment be made.
Persons authorized to settle or adjust claims
(c)(1) A plan or arrangement may not be used if it authorizes a person other than the insurer or its designated claim representative to settle or adjust claims.
(2) The creditor may not be designated as the claim representative of the insurer to adjust a claim.
(3) Notwithstanding paragraph (2) of this subsection, by arrangement with the group insurer, a group policyholder may draw a draft or check in payment of a claim due to the group policyholder subject to audit and review by the group insurer.


Added by Acts 1996, c. 11, § 1, eff. Oct. 1, 1997.
Formerly Art. 48A, § 436K.
MD Code, Insurance, § 13-113, MD INSURANCE § 13-113
Current through legislation effective through May 9, 2024, from the 2024 Regular Session of the General Assembly. Some statute sections may be more current, see credits for details.
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