§ 19-208. Coverage for additional living expenses as a result of a covered loss
West's Annotated Code of MarylandInsuranceEffective: October 1, 2008
Effective: October 1, 2008
MD Code, Insurance, § 19-208
§ 19-208. Coverage for additional living expenses as a result of a covered loss
(a) A policy of homeowner's, fire, farmowner's, or dwelling insurance that provides coverage for additional living expenses incurred by an insured as a result of a covered loss may not be issued, sold, or delivered in the State if the policy contains language that limits coverage for additional living expenses to a period of time that is less than 12 months.
(b) A clause in a policy of homeowner's, fire, farmowner's, or dwelling insurance that purports to limit coverage for additional living expenses incurred by an insured as a result of a covered loss to a period of time that is less than 12 months is void and unenforceable.
(c) Notwithstanding subsection (a) of this section, the Commissioner may require an insurer to provide coverage for additional living expenses under a policy of homeowner's, fire, farmowner's, or dwelling insurance for up to 24 months if the Commissioner finds that covered property remains uninhabitable due to delays in repair or replacement caused:
(d) Nothing in this section shall be construed to:
Credits
Added by Acts 2008, c. 95, § 1, eff. Oct. 1, 2008.
MD Code, Insurance, § 19-208, MD INSURANCE § 19-208
Current through legislation effective through April 9, 2023, from the 2024 Regular Session of the General Assembly. Some statute sections may be more current, see credits for details.
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