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§ 3-302. Application of subtitle

West's Annotated Code of MarylandInsuranceEffective: October 1, 2016

West's Annotated Code of Maryland
Insurance (Refs & Annos)
Title 3. Kinds of Insurers
Subtitle 3. Surplus Lines Insurance (Refs & Annos)
Effective: October 1, 2016
MD Code, Insurance, § 3-302
§ 3-302. Application of subtitle
In general
(a) This subtitle does not apply to:
(1) life insurance;
(2) health insurance, except as provided in subsection (c) of this section;
(3) annuities;
(4) reinsurance;
(5) wet marine and transportation insurance, except as provided in subsection (b) of this section;
(6) insurance on a subject that is located, resident, or to be performed wholly outside the State;
(7) insurance on vehicles or aircraft owned and principally garaged outside the State;
(8) insurance on property or operation of railroads engaged in interstate commerce;
(9) insurance:
(i) on aircraft owned or operated by aircraft manufacturers or operated in scheduled interstate flight;
(ii) on cargo of the aircraft described in item (i) of this item; or
(iii) against liability arising out of the ownership, maintenance, or use of the aircraft described in item (i) of this item, other than workers' compensation or employer's liability; or
(10) medical stop-loss insurance, as defined in § 15-129 of this article.
Marine and transportation insurance
(b) This subtitle applies to wet marine and transportation insurance on:
(1) a pleasure craft under 60 feet in length that is owned and used for pleasure and not for business, hire, or other commercial use;
(2) fishing vessels under 50 gross tons that are not part of a fleet of 3 or more vessels; and
(3) charter or head boats under 50 gross tons that are not part of a fleet of 3 or more vessels.
Disability insurance
(c) Subject to § 3-306.2 of this subtitle, this subtitle applies to:
(1) disability insurance that:
(i) provides for lost income, revenue, or proceeds in the event that an illness, accident, or injury results in a disability that impairs an insured's ability to work or otherwise generate income, revenue, or proceeds that the insurance is intended to replace; and
(ii) does not include payment for medical expenses, dismemberment, or accidental death; and
(2) short-term medical insurance that provides limited health insurance benefits for a limited period of time to:
(i) residents of the United States who travel to another country within 30 days after the effective date of coverage; and
(ii) residents of another country who:
1. travel to the United States within 30 days after the effective date of coverage; and
2. are not traveling to the United States for the purpose of attending an institution of higher education, as defined in § 10-101 of the Education Article.

Credits

Added by Acts 1995, c. 36, § 1, eff. Oct. 1, 1997. Amended by Acts 1998, c. 751, § 1, eff. Oct. 1, 1998; Acts 2008, c. 264, § 1, eff. June 1, 2008; Acts 2015, c. 96, § 1, eff. Oct. 1, 2015; Acts 2016, c. 8, § 1, eff. March 14, 2016; Acts 2016, c. 207, § 1, eff. Oct. 1, 2016; Acts 2016, c. 208, § 1, eff. Oct. 1, 2016.
Formerly Art. 48A, § 199.
MD Code, Insurance, § 3-302, MD INSURANCE § 3-302
Current with all legislation from the 2023 Regular Session of the General Assembly. Some statute sections may be more current, see credits for details.
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