Home Table of Contents

§ 19-215. Notice relating to anti-concurrent causation (ACC) clause

West's Annotated Code of MarylandInsuranceEffective: October 1, 2017

West's Annotated Code of Maryland
Insurance (Refs & Annos)
Title 19. Property and Casualty Insurance
Subtitle 2. Homeowner's Insurance Policies (Refs & Annos)
Effective: October 1, 2017
MD Code, Insurance, § 19-215
§ 19-215. Notice relating to anti-concurrent causation (ACC) clause
Notice requirements
(a) An insurer that issues a policy of homeowner's insurance in the State that contains an anti-concurrent causation (ACC) clause shall provide a policyholder each year with a notice that:
(1) is clear and specific;
(2) describes the ACC clause;
(3) informs the insured to read the policy for complete information on the exclusions; and
(4) states that the insured should communicate with the insurance producer or the insurer for additional information regarding the scope of the exclusions.
Nature of notice
(b) The notice under subsection (a) of this section:
(1) is not part of the policy or contract of insurance; and
(2) does not create a private right of action.
Delivery of notice by electronic means
(c) A notice required by this section may be delivered by electronic means if the insurer complies with the requirements of § 27-601.2 of this article.
(d) The Commissioner may adopt regulations to implement this section.


Added by Acts 2013, c. 383, § 1, eff. June 1, 2013. Amended by Acts 2017, c. 123, § 1, eff. Oct. 1, 2017; Acts 2017, c. 124, § 1, eff. Oct. 1, 2017.
MD Code, Insurance, § 19-215, MD INSURANCE § 19-215
Current through all legislation from the 2022 Regular Session of the General Assembly. Some statute sections may be more current, see credits for details.
End of Document