§ 33-101. Definitions
West's Annotated Code of MarylandInsuranceEffective: October 1, 2022
Effective: October 1, 2022
MD Code, Insurance, § 33-101
§ 33-101. Definitions
(b) “Authorized individual” means an individual:
(c)(1) “Carrier” means:
(d) “Consumer” means an individual, including an applicant, a policyholder, an insured, a beneficiary, a claimant, and a certificate holder, who is a resident of the State and whose nonpublic information is in a carrier's possession, custody, or control.
(e)(1) “Cybersecurity event” means an event resulting in unauthorized access to, or disruption or misuse of, an information system or nonpublic information stored on an information system.
(f) “Encrypted” means the transformation of data into a form which results in a low probability of assigning meaning without the use of a protective process or key.
(g) “Information security program” means the administrative, technical, and physical safeguards that a carrier uses to access, collect, distribute, process, protect, store, use, transmit, dispose of, or otherwise handle nonpublic information.
(h)(1) “Information system” means a discrete set of electronic information resources organized for the collection, processing, maintenance, use, sharing, dissemination, or disposition of electronic information.
(i) “Multifactor authentication” means authentication through verification of at least two of the following types of authentication factors:
(j) “Nonpublic information” means information that is not publicly available information and is:
(k) “Publicly available information” means information that a carrier has a reasonable basis to believe is lawfully made available to the general public from:
(l) “Risk assessment” means the risk assessment that a carrier is required to conduct under § 33-103(c) of this title.
Credits
Added by Acts 2022, c. 231, § 1, eff. Oct. 1, 2022.
MD Code, Insurance, § 33-101, MD INSURANCE § 33-101
Current with all legislation from the 2023 Regular Session of the General Assembly. Some statute sections may be more current, see credits for details.
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