Home Table of Contents

§ 13-604. Liability insurance requirement

West's Annotated Code of MarylandBusiness Occupations and Professions

West's Annotated Code of Maryland
Business Occupations and Professions
Title 13. Private Detectives (Refs & Annos)
Subtitle 6. Miscellaneous Provisions (Refs & Annos)
MD Code, Business Occupations & Professions, § 13-604
§ 13-604. Liability insurance requirement
In general
(a) A private detective agency that employs 5 or more individuals as private detectives shall:
(1) maintain commercial general liability insurance, including errors and omissions and completed operations with a $1,000,000 total aggregate; and
(2) submit proof of the required insurance to the Secretary.
Proof of liability insurance
(b)(1) If an applicant for a license intends to employ 5 or more individuals as private detectives, the applicant shall submit proof of the liability insurance required under subsection (a) of this section to the Secretary with the license application.
(2) The Secretary may not issue a license to an applicant to whom the insurance requirements of this section would apply unless the applicant submits proof of the insurance.
Cancelation, forfeiture, or termination of insurance
(c) If the insurance required for a private detective agency under this section is canceled, forfeited, or otherwise terminated, both the private detective agency and the insurer shall notify the Secretary.
Failure to maintain insurance
(d) If a private detective agency fails to maintain the liability insurance required under this section, the license of the private detective agency:
(1) is suspended automatically;
(2) shall remain suspended until the agency complies with the requirements under subsection (a) of this section; and
(3) may not be reinstated until the agency submits proof of the required insurance to the Secretary.


Added by Acts 1989, c. 3, § 1, eff. Oct. 1, 1989. Amended by Acts 1995, c. 3, § 2, eff. March 7, 1995; Acts 1996, c. 602, § 2, eff. Oct. 1, 1996; Acts 2002, c. 517, § 1, eff. Oct. 1, 2002.
Formerly Art. 56, § 594.
MD Code, Business Occupations & Professions, § 13-604, MD BUS OCCUP & PROF § 13-604
Current through legislation effective through April 9, 2023, from the 2024 Regular Session of the General Assembly. Some statute sections may be more current, see credits for details.
End of Document