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§ 19-216. Notice provided to insureds or policyholders at time of renewal regarding areas of co...

West's Annotated Code of MarylandInsuranceEffective: October 1, 2017

West's Annotated Code of Maryland
Insurance (Refs & Annos)
Title 19. Property and Casualty Insurance
Subtitle 2. Homeowner's Insurance Policies (Refs & Annos)
Effective: October 1, 2017
MD Code, Insurance, § 19-216
§ 19-216. Notice provided to insureds or policyholders at time of renewal regarding areas of concern
Notice provided to insureds or policyholders at each renewal
(a) The Commissioner shall adopt by regulation a notice to be provided to insureds or policyholders at each renewal regarding areas of concerns, including:
(1) flood;
(2) coverage for loss from water that backs up through sewers and drains;
(3) deductibles;
(4) storm loss protective device discount;
(5) claims history; and
(6) increased hazard.
Notice requirements
(b) The notice provided under subsection (a) of this section shall:
(1) be written in clear and specific language; and
(2) contain the following language in at least 10 point type:
“This notice is not your policy, does not give you any new or additional rights beyond those expressly stated in your policy, and does not alter your policy in any way.”.
Notice does not create a private right of action
(c) The notice provided under subsection (a) of this section does not create a private right of action.
Renewal notice under this section
(d) An insurer may provide the renewal notices required by §§ 19-202, 19-205(a)(4)(vii), 19-210(f), and 19-214(a) of this subtitle and § 27-501(n)(2) of this article by sending the notice authorized by subsection (a) of this section.
Delivery of notice by electronic means
(e) The notice authorized by this section may be delivered by electronic means if the insurer complies with the requirements of § 27-601.2 of this article.

Credits

Added by Acts 2017, c. 123, § 1, eff. Oct. 1, 2017; Acts 2017, c. 124, § 1, eff. Oct. 1, 2017.
MD Code, Insurance, § 19-216, MD INSURANCE § 19-216
Current through all legislation from the 2022 Regular Session of the General Assembly. Some statute sections may be more current, see credits for details.
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