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§ 6-604. Requirement of insurance

West's Annotated Code of MarylandBusiness Occupations and ProfessionsEffective: April 24, 2023

West's Annotated Code of Maryland
Business Occupations and Professions
Title 6. Electricians (Refs & Annos)
Subtitle 6. Miscellaneous Provisions (Refs & Annos)
Effective: April 24, 2023
MD Code, Business Occupations & Professions, § 6-604
§ 6-604. Requirement of insurance
Currentness
Application of section
(a) This section does not apply to a State licensee on uninsured status.
In general
(b) A licensed master electrician, a person to whom a licensed master electrician assigns a local registration under this title, or another person who engages in the business of providing electrical services may not contract to provide electrical services unless the electrical work, including completed operations, of the licensed master electrician, person assigned a local registration, or person who engages in the business of providing electrical services is covered by liability insurance:
(1) for general liability in the amount of at least $300,000; and
(2) for property damage in the amount of at least $100,000.
Buyer of insurance
(c)(1) The insurance required under this section may be bought:
(i) by a master electrician; or
(ii) for a master electrician, by a person who engages in the business of providing electrical services and employs the master electrician.
(2) The insurance requirement of this section is not meant to cover electrical services that a master electrician provides outside the scope of employment for the person who carries the insurance.
Licensed apprentice electricians or licensed journeyperson electricians; uninsured status
(d)(1) A licensed apprentice electrician or licensed journeyperson electrician in the employ of a licensed master electrician need not obtain separate insurance while providing or assisting in providing electrical services under the control and supervision of the licensed master electrician.
(2) Subject to the restrictions of § 6-311 of this title regarding uninsured status, uninsured licensees who have had their uninsured status approved by the State Board need not obtain insurance while maintaining uninsured status.
Proof of insurance
(e)(1) An applicant for a State license shall submit proof of the insurance required under this section to the State Board with the license application.
(2) The State Board may not issue a State license to an applicant to whom the insurance requirements of this section would apply unless the applicant submits proof of the insurance.
Requirement to renew license
(f) Unless an applicant meets the insurance requirements of this section, the State Board may not renew a State license of the applicant to whom the insurance requirements of this section would apply.
Notice of insurance cancellation
(g) If the insurance required under this section is canceled, the insurer shall notify the State Board within 10 days after the date of cancellation.
Bond requirements
(h) If a local jurisdiction requires a master electrician or other person who engages in the business of providing electrical services to execute a bond to the local jurisdiction, the applicant may satisfy the bond requirement by submitting proof of the insurance required under this section.
Specification on license
(i) The State Board shall specify on each license whether the license holder meets the insurance requirements of this section.

Credits

Added by Acts 1989, c. 3, § 1, eff. Oct. 1, 1989. Amended by Acts 2021, c. 708, § 1, eff. July 1, 2021; Acts 2023, c. 187, § 1, eff. April 24, 2023.
Formerly Art. 56A, § 2-604.
MD Code, Business Occupations & Professions, § 6-604, MD BUS OCCUP & PROF § 6-604
Current through legislation effective through April 9, 2023, from the 2024 Regular Session of the General Assembly. Some statute sections may be more current, see credits for details.
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