§ 5-1203. Consumer debt collection action
West's Annotated Code of MarylandCourts and Judicial ProceedingsEffective: October 1, 2016
Effective: October 1, 2016
MD Code, Courts and Judicial Proceedings, § 5-1203
§ 5-1203. Consumer debt collection action
(a) A debt buyer or a collector acting on behalf of a debt buyer may not initiate a consumer debt collection action unless the debt buyer or collector possesses all of the documents listed in subsection (b)(3) of this section.
(b)(1) This subsection applies to a consumer debt collection action, including a small claim action under § 4-405 of this article, that is maintained by a debt buyer or a collector acting on behalf of a debt buyer.
(2) In addition to any other requirement of law or rule, unless the action is resolved by judgment on affidavit, a court may not enter a judgment in favor of a debt buyer or a collector unless the debt buyer or collector introduces into evidence the documents specified in paragraph (3) of this subsection in accordance with the rules of evidence applicable to actions that are not small claims actions brought under § 4-405 of this article.
2. A certified or other properly authenticated copy of the bill of sale or other document that transferred ownership of the debt to each successive owner, including the debt buyer or collector, with each bill of sale or other document that transferred ownership containing specific reference to the debt;
Credits
Added by Acts 2016, c. 579, § 1, eff. Oct. 1, 2016.
MD Code, Courts and Judicial Proceedings, § 5-1203, MD CTS & JUD PRO § 5-1203
Current through legislation effective through April 9, 2023, from the 2024 Regular Session of the General Assembly. Some statute sections may be more current, see credits for details.
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