(1) the person has engaged in an act or practice that constitutes a violation of any provision of this division or any order or regulation adopted under this division that directly concerns consumer protection or public safety;

(2) immediate, substantial, and irreparable harm will result before the affected person could have an opportunity to respond to the facts alleged;

(3) the need for the immediate issuance of a summary cease and desist order outweighs the affected person's right to receive notice and be heard before issuance of the order; and

(4) issuance of the summary cease and desist order is in the public interest.

(1) be personally and promptly served on the affected person or the person's legal representative;

(2) be effective only after it is served under item (1) of this subsection;

(3) identify the date and hour of issuance;

(4) define the harm that the Commission finds will result if the summary cease and desist order is not issued;

(5) state the basis for the Commission's finding that the harm will be immediate, substantial, and irreparable;

(6) state that any person affected by the summary cease and desist order may immediately apply to have the order modified or vacated by the Commission;

(7) state that the Commission may modify or vacate the summary cease and desist order as requested or may set the matter for hearing under subsection (c) of this section; and

(8) provide notice of the opportunity for an evidentiary hearing to determine whether the summary cease and desist order should be modified, vacated, or entered as final.

(2) If the Commission receives a request for an evidentiary hearing on the propriety of a final order from the affected person within the time limit in paragraph (1) of this subsection, the Commission shall complete the evidentiary hearing within 15 calendar days after the date and hour when the request is received.

(3) Within 48 hours after completing the evidentiary hearing requested under paragraph (1) of this subsection, the Commission shall issue a final order in which it shall determine whether the affected person has engaged in an act or practice that is in violation of any provision of this division or any order or regulation adopted under this division that directly concerns consumer protection or public safety.

(4) If the Commission does not receive a request for an evidentiary hearing on the propriety of a final order from the affected person within the time limit in paragraph (1) of this subsection, the summary cease and desist order shall become final.