(a) It is a fraudulent insurance act for a person to act as or represent to the public that the person is:
(1) an insurance producer or a public adjuster in the State if the person has not received the appropriate license under or otherwise complied with Title 10 of this article;
(2) a navigator of the Small Business Health Options Program of the Maryland Health Benefit Exchange if the person has not received the appropriate license under or otherwise complied with § 31-112 of this article;
(3) a navigator of the Individual Exchange of the Maryland Health Benefit Exchange if the person has not received the appropriate certification under or otherwise complied with § 31-113 of this article; or
(4) an application counselor certified by the Individual Exchange of the Maryland Health Benefit Exchange if the person has not received the appropriate certification under or otherwise complied with § 31-113(r) of this article.
Acts by insurance producers to solicit, procure or place for other insurance without appropriate license
(b) It is a fraudulent insurance act for an insurance producer:
(1) to solicit or take application for, procure, or place for others insurance for which the insurance producer has not obtained an appropriate license;
(2) knowingly to violate § 10-130 of this article; or
(3) intentionally to fail to report to an insurer the exact amount of consideration charged as a premium for an insurance contract, if different from the policy premium, and to fail to maintain records that show that information.
Credits
Added by Acts 1997, c. 35, § 2, eff. Oct. 1, 1997. Amended by Acts 2001, c. 731, § 1, eff. July 2, 2001; Acts 2009, c. 133, § 1, eff. Oct. 1, 2009; Acts 2013, c. 159, § 2, eff. June 1, 2013.
Current with legislation effective through July 1, 2023, from the 2023 Regular Session of the General Assembly. Some statute sections may be more current, see credits for details.
