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§ 27-405. Acting as insurance producer, public adjuster, or navigator without a license

West's Annotated Code of MarylandInsuranceEffective: June 1, 2013

West's Annotated Code of Maryland
Insurance (Refs & Annos)
Title 27. Unfair Trade Practices and Other Prohibited Practices (Refs & Annos)
Subtitle 4. Fraudulent Insurance Acts (Refs & Annos)
Effective: June 1, 2013
MD Code, Insurance, § 27-405
§ 27-405. Acting as insurance producer, public adjuster, or navigator without a license
In general
(a) It is a fraudulent insurance act for a person to act as or represent to the public that the person is:
(1) an insurance producer or a public adjuster in the State if the person has not received the appropriate license under or otherwise complied with Title 10 of this article;
(2) a navigator of the Small Business Health Options Program of the Maryland Health Benefit Exchange if the person has not received the appropriate license under or otherwise complied with § 31-112 of this article;
(3) a navigator of the Individual Exchange of the Maryland Health Benefit Exchange if the person has not received the appropriate certification under or otherwise complied with § 31-113 of this article; or
(4) an application counselor certified by the Individual Exchange of the Maryland Health Benefit Exchange if the person has not received the appropriate certification under or otherwise complied with § 31-113(r) of this article.
Acts by insurance producers to solicit, procure or place for other insurance without appropriate license
(b) It is a fraudulent insurance act for an insurance producer:
(1) to solicit or take application for, procure, or place for others insurance for which the insurance producer has not obtained an appropriate license;
(2) knowingly to violate § 10-130 of this article; or
(3) intentionally to fail to report to an insurer the exact amount of consideration charged as a premium for an insurance contract, if different from the policy premium, and to fail to maintain records that show that information.

Credits

Added by Acts 1997, c. 35, § 2, eff. Oct. 1, 1997. Amended by Acts 2001, c. 731, § 1, eff. July 2, 2001; Acts 2009, c. 133, § 1, eff. Oct. 1, 2009; Acts 2013, c. 159, § 2, eff. June 1, 2013.
Formerly Art. 48A, § 233.
MD Code, Insurance, § 27-405, MD INSURANCE § 27-405
Current through legislation effective through May 9, 2024, from the 2024 Regular Session of the General Assembly. Some statute sections may be more current, see credits for details.
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