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§ 24-209. Policy terms and coverage

West's Annotated Code of MarylandInsurance

West's Annotated Code of Maryland
Insurance (Refs & Annos)
Title 24. State Created Mutual Societies and Other Entities (Refs & Annos)
Subtitle 2. Medical Mutual Liability Insurance Society of Maryland (Refs & Annos)
MD Code, Insurance, § 24-209
§ 24-209. Policy terms and coverage
Uniform policies issued to physicians and other health care providers
(a) Policies that the Society issues to each class of physicians and other health care providers shall be essentially uniform in terms and conditions of coverage.
Classifications and insured activities
(b) Notwithstanding subsection (a) of this section, the Society may:
(1) establish reasonable classifications of physicians and other health care providers, insured activities, and exposures based on a good faith determination of relative exposures and hazards among classifications;
(2) vary the limits, coverages, exclusions, conditions, and loss-sharing provisions among classifications; and
(3) establish, for an individual physician or other health care provider within a classification, reasonable variations in the terms of coverage, including deductibles and loss-sharing provisions, based on the insured's prior loss experience and current professional training and capability.
Employment of physicians at nursing or assisted living facilities
(c)(1) In this subsection, “nursing facility” has the meaning stated in § 19-301 of the Health--General Article.
(2) The Society may not deny, cancel, or refuse to renew medical professional liability insurance coverage for a physician, based solely on the physician's:
(i) employment by, or provision of health care services at, an assisted living or nursing facility;
(ii) provision of mammography services; or
(iii) provision of services in an emergency room.


Added by Acts 1996, c. 11, § 1, eff. Oct. 1, 1997. Amended by Acts 2004, 1st Sp. Sess., c. 5, § 1, eff. Jan. 11, 2005.
Formerly Art. 48A, § 554.
MD Code, Insurance, § 24-209, MD INSURANCE § 24-209
Current through all legislation from the 2022 Regular Session of the General Assembly. Some statute sections may be more current, see credits for details.
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