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§ 15-404. Addition of dependent children to policy after death of spouse

West's Annotated Code of MarylandInsurance

West's Annotated Code of Maryland
Insurance (Refs & Annos)
Title 15. Health Insurance
Subtitle 4. Eligibility for Coverage; Continuation and Conversion of Policies (Refs & Annos)
MD Code, Insurance, § 15-404
§ 15-404. Addition of dependent children to policy after death of spouse
Application of section
(a) This section applies to:
(1) each group or blanket health insurance policy that is issued or delivered in the State and provides coverage on an expense-incurred basis; and
(2) each group medical or major medical contract or certificate that is issued or delivered in the State by a nonprofit health service plan.
Addition of dependent children to policy after death of spouse
(b) Each policy, contract, or certificate subject to this section shall provide a benefit that allows the addition of a certificate holder's or subscriber's dependent children to the certificate holder's or subscriber's policy or contract at any time and without evidence of insurability if:
(1) the dependent children previously were covered under the policy or contract of the certificate holder's or subscriber's spouse; and
(2) the certificate holder's or subscriber's spouse has died.
Eligibility of certificate holder’s or subscriber’s dependent children
(c) This section applies regardless of whether a certificate holder's or subscriber's dependent children are eligible for any continuation or conversion privileges under the policy or contract of the certificate holder's or subscriber's spouse.
Deadline for exercise of benefit
(d) Within 6 months after the death of the spouse, the certificate holder or subscriber must exercise the benefit provided under this section.

Credits

Added by Acts 1997, c. 35, § 2, eff. Oct. 1, 1997.
Formerly Art. 48A, §§ 354BB, 477BB.
MD Code, Insurance, § 15-404, MD INSURANCE § 15-404
Current through legislation effective through April 9, 2023, from the 2024 Regular Session of the General Assembly. Some statute sections may be more current, see credits for details.
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