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§ 15-309. Payment of benefits to insured, beneficiaries, or estate of insured

West's Annotated Code of MarylandInsurance

West's Annotated Code of Maryland
Insurance (Refs & Annos)
Title 15. Health Insurance
Subtitle 3. Group and Blanket Health Insurance Policy Forms and Provisions (Refs & Annos)
MD Code, Insurance, § 15-309
§ 15-309. Payment of benefits to insured, beneficiaries, or estate of insured
In general
(a) Except as provided in subsections (b) through (d) of this section, benefits under a policy of blanket health insurance are payable to the insured, beneficiaries designated by the insured, or estate of the insured.
Insureds under the age of 18 or mentally incompetent
(b) If the insured is under the age of 18 years or is mentally incompetent, benefits under a policy of blanket health insurance may be made payable to the insured's parents, guardian, or other person who supports the insured.
Entire cost of policy paid by employer
(c) If the employer has paid the entire cost of a policy of blanket health insurance, benefits under the policy may be made payable to the employer.
Direct payments to hospital or persons providing services
(d)(1) Subject to paragraph (2) of this subsection, a policy of blanket health insurance may contain a provision that all or part of the benefits provided by the policy for hospital, nursing, medical, or surgical services, at the insurer's option, may be paid directly to the hospital or person that provides the services.
(2) A policy of blanket health insurance may not require that hospital, nursing, medical, or surgical services be provided by a particular hospital or person.
(3) A direct payment made under paragraph (1) of this subsection discharges the insurer's obligation with respect to the amount paid.

Credits

Added by Acts 1997, c. 35, § 2, eff. Oct. 1, 1997.
Formerly Art. 48A, § 477.
MD Code, Insurance, § 15-309, MD INSURANCE § 15-309
Current with all legislation from the 2023 Regular Session of the General Assembly. Some statute sections may be more current, see credits for details.
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