§ 15-201. Health insurance policies required to comply with section and article
West's Annotated Code of MarylandInsurance
MD Code, Insurance, § 15-201
§ 15-201. Health insurance policies required to comply with section and article
(a) A policy of health insurance may not be delivered or issued for delivery in the State unless the policy complies with the provisions of this section and other sections of this article.
(b) Each policy of health insurance shall state explicitly:
(c)(1) Except as provided in paragraph (2) of this subsection, each policy of health insurance shall purport to insure only one individual.
(ii) two or more eligible members of the policyholder's family, including a spouse, dependent child, any other child under a specified age not exceeding 18 years, and any other individual dependent on the policyholder or any other individual related to and resident in the household of the policyholder.
(d)(1) In this subsection, “text” includes all printed matter of a policy except the name and address of the insurer, name or title of the policy, any brief description, captions, and subcaptions.
(e)(1) The exceptions and reductions of indemnity shall be set forth in the policy.
(f) Each form of a policy, including riders and endorsements, shall be identified by a form number in the lower left-hand corner of the first page.
(g)(1) Except as provided in paragraph (2) of this subsection, a policy may not contain a provision that purports to incorporate in the policy a part of the charter, rules, constitution, or bylaws of the insurer unless the part is set forth in full in the policy.
(h)(1) Subject to paragraph (2) of this subsection, a notice shall be prominently printed on or attached to the face of the policy that states that:
Credits
Added by Acts 1997, c. 35, § 2, eff. Oct. 1, 1997. Amended by Acts 2001, c. 26, § 1, eff. Jan. 1, 2002.
Formerly Art. 48A, § 438.
MD Code, Insurance, § 15-201, MD INSURANCE § 15-201
Current through legislation effective through April 9, 2023, from the 2024 Regular Session of the General Assembly. Some statute sections may be more current, see credits for details.
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