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§ 15-103. Simplified language requirements

West's Annotated Code of MarylandInsurance

West's Annotated Code of Maryland
Insurance (Refs & Annos)
Title 15. Health Insurance
Subtitle 1. General Provisions (Refs & Annos)
MD Code, Insurance, § 15-103
§ 15-103. Simplified language requirements
Policy or certificate written in simplified language
(a) An insurer or nonprofit health service plan may not issue or deliver in the State an individual health insurance policy, or group health insurance policy covering a group of 1,000 lives or less, unless the policy or certificate is:
(1) written in simplified language; and
(2) approved by the Commissioner as complying with the simplified language standards adopted under subsection (c) of this section.
Application of section
(b) Subsection (a) of this section applies:
(1) on or after January 2, 1992; or
(2) on or after July 2, 1997, if the policy or certificate was approved by the Commissioner on or before January 1, 1992.
Regulations relating to simplified language standards
(c) To establish simplified language standards for individual and group health insurance policies and certificates subject to this section, the Commissioner shall adopt regulations that are consistent with the Life and Health Insurance Policy Language Simplification Model Act adopted by the National Association of Insurance Commissioners.

Credits

Added by Acts 1997, c. 35, § 2, eff. Oct. 1, 1997.
Formerly Art. 48A, § 438D.
MD Code, Insurance, § 15-103, MD INSURANCE § 15-103
Current with all legislation from the 2023 Regular Session of the General Assembly. Some statute sections may be more current, see credits for details.
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