Subtitle 4. Consumer Loan Companies
- 286.4–410 Definitions; Application of Subtitle
- 286.4–420 License Required for Finance Companies; Evidence of Existing Licenses
- 286.4–425 Commissioner's Coordination with State Regulatory Registry and Other Agencies
- 286.4–430 Form of Application; Contents
- 286.4–440 Application and License Fees
- 286.4–450 Bonding Requirements for Applications Submitted on or After January 1, 2020; Demonstration of Financial Condition; Managing Principal; Background Check; Incomplete Application; Approval or Rejection of Application; Time Limit; Appeal; Hearing; Eligibility if License Denied
- 286.4–460 License; Contents; Transfer; Place of Business; Change; Name on License
- 286.4–465 Approval of Change of Control; Application; Fees; Determination of Whether Proposed Transaction Constitutes Change of Control
- 286.4–470 Limitation on Locations at Which Business May be Conducted; Construction of Subtitle Regarding Types of Loans
- 286.4–480 Duration of License; Payment of Annual Fee; Expiration; Reinstatement
- 286.4–490 Reasons for Adverse Action or Cease-and-Desist Order; Locations at Which Adverse Action Applies; Eligibility if License Revoked; Effect of Adverse Action; Complaint; Relief; Civil Penalty
- 286.4–495 Emergency Orders; Grounds; Hearing; Duration of Emergency Order
- 286.4–500 Notice of License Denial; Administrative Complaint; Hearings and Final Orders; Findings; Service by Certified Mail
- 286.4–505 Administrative Hearing for Person or Licensee Aggrieved by Final Decision of Commissioner
- 286.4–520 Prohibited Advertisements and Statements
- 286.4–530 Basic, Default, and Deferment Charges; Refund upon Prepayment; Reduction when Installments in Default; Charges Computed on Unpaid Balance; Principal May Include Balance on Prior Loan; Loan Entered into Within 10 Days of Another Loan; Restrictions on Interest and Consideration
- 286.4–533 Authorized Charges for Extension of Credit
- 286.4–535 Closing Costs Collectible when Liens on Real Estate Taken as Security
- 286.4–540 Duties of Licensee
- 286.4–545 Agent for Service of Process
- 286.4–547 Compliance with Federal and State Laws; Regulatory Penalties
- 286.4–550 Time of Installment Payments
- 286.4–560 Insurance
- 286.4–570 Wage Purchases; Assignment of Compensation
- 286.4–580 Prohibited Conduct; NO Contract or Loan Without Scheduled Repayment; Lien on Real Estate as Security
- 286.4–590 Licensee to Make Annual Report
- 286.4–600 Licensee's Records; Retention; Notice of Cessation; Custodian of Records; Request for Destruction; Withholding or Altering Records
- 286.4–605 Confidential and Privileged Documents; Commissioner's Powers; Privilege or Claim of Confidentiality Not Waived
- 286.4–610 Commissioner's Power to Issue Administrative Regulations and Examine Licensees; Investigations; Enforcement of Subpoena; Powers of Commissioner
- 286.4–613 Effect of Conformity with Notice, Opinion, or Interpretation of Commissioner
- 286.4–615 Commonwealth or Its Employees Not Liable for Failure to Disclose Financial Condition of Consumer Loan Company
- 286.4–620 Public Policy Relating to Loans of $15,000 or Less; Loans Outside State
- 286.4–630 Review of Commissioner's Rulings—Repealed
- 286.4–640 Effect of Future Amendment of this Subtitle
- 286.4–990 Civil Penalties; Actions by Commissioner Against Violators; Recovery of Penalties and Fees
- 286.4–991 Penalties