Chapter 304. Insurance Code

• 304.001 Short Title—Repealed
• 304.002 “Insurance” Defined—Repealed
• 304.003 “Insurer” Defined—Repealed
• 304.004 Compliance Required—Repealed
• 304.005 “Person” Defined—Repealed
• 304.006 Existing License—Repealed
• 304.007 Existing or Filed Insurance Forms—Repealed
• 304.008 Existing Actions and Violations—Repealed
• 304.009 Headings—Repealed
• 304.010 Particular Provisions Prevail—Repealed
• 304.013 Excepted Organizations—Repealed
• 304.016 Insurance Department Created, “Department” and “Commissioner” Defined—Repealed
• 304.018 Commissioner's General Powers, Duties—Repealed
• 304.020 Seal—Repealed
• 304.021 Documents Under Seal—Repealed
• 304.022 Orders and Notices;  Contents;  Delivery—Repealed
• 304.023 Enforcement;  Injunction—Repealed
• 304.024 Commissioner May Delegate Authority—Repealed
• 304.025 Records—Repealed
• 304.027 Annual Report—Repealed
• 304.030 Examination of Insurers—Repealed
• 304.031 May Accept Examination Results from Another State—Repealed
• 304.033 Examination of Agents, Managers, Promoters—Repealed
• 304.034 Access to Records;  Correction—Repealed
• 304.035 Examiners and Expense of Examination—Repealed
• 304.036 Examination Reports—Repealed
• 304.037 Witnesses, Fees and Other Expenses—Repealed
• 304.038 Contempt Proceedings—Repealed
• 304.039 Testimony Compelled—Repealed
• 304.042 Hearings—Repealed
• 304.044 Notice of Hearing—Repealed
• 304.046 Procedure at Hearing—Repealed
• 304.048 Records, Order on Hearing—Repealed
• 304.050 Appeals from Commissioner's Orders or Actions—Repealed
• 304.052 Hearing the Appeal;  Costs—Repealed
• 304.060 “Domestic,” “Foreign,” “Alien” Insurers Defined—Repealed
• 304.061 “State,” “United States” Defined—Repealed
• 304.063 Authority to Transact Business Required—Repealed
• 304.065 Qualification for Authority—Repealed
• 304.067 “Charter,” “Capital Funds” Defined—Repealed
• 304.069 Kinds of Insurance Authorized—Repealed
• 304.071 Funds Required—Repealed
• 304.072 Paid-up Capital and Surplus Requirements;  Deposits—Repealed
• 304.073 Additional Kinds of Insurance, Funds Required—Repealed
• 304.074 Foreign Insurer to Have Three Years Operation Experience;  Waiver;  Deposit—Repealed
• 304.075 New Insurers, Additional Surplus—Repealed
• 304.076 Denial or Discontinuance of Authority to DO Business, Grounds—Repealed
• 304.077 Deposit Requirement, Alien Insurers—Repealed
• 304.078 Insurers Existing on July 1, 1966—Repealed
• 304.080 Application for Authority, Requirements—Repealed
• 304.082 Issuance or Refusal of Issuance of Authority—Repealed
• 304.083 Expiration, Renewal, Amendment—Repealed
• 304.085 Refusal to Renew, Revocation or Suspension of Authority;  Mandatory Grounds—Repealed
• 304.087 Refusal to Renew, Revocation or Suspension of Authority;  Discretionary Grounds—Repealed
• 304.089 Procedure upon Revocation or Suspension of Authority—Repealed
• 304.091 Suspension Period—Repealed
• 304.093 Insurer's Name—Repealed
• 304.094 Commissioner is Attorney for Service of Process—Repealed
• 304.095 Service of Process—Repealed
• 304.097 Business Must be Placed Through Local Agents—Repealed
• 304.099 Countersignature of Policy or Bond Written by Nonresident Agent;  Sharing Commissions—Repealed
• 304.101 Highway Policies;  Countersignature Requirement;  Agent's Commission;  Penalty—Repealed
• 304.103 Agent and Countersignature Requirements;  Exceptions—Repealed
• 304.105 Annual Statement;  Penalty for Noncompliance—Repealed
• 304.110 Retaliatory Provision;  Domicile of Alien Insurer—Repealed
• 304.115 Companies Controlled by Governmental Agencies—Repealed
• 304.120 Scope of KRS 304.120 to 304.144—Repealed
• 304.121 Incorporation;  Requirements—Repealed
• 304.123 Procedures Preliminary to Qualification—Repealed
• 304.125 Qualification of Newly Organized Stock Insurer—Repealed
• 304.127 Place of Business—Repealed
• 304.128 Annual Meeting—Repealed
• 304.129 Qualifications of Directors—Repealed
• 304.132 Increase or Decrease of Capital Stock—Repealed
• 304.134 Dividends to Stockholders—Repealed
• 304.136 Participating Policies—Repealed
• 304.138 Impairment of Capital—Repealed
• 304.139 Assessment of Shares—Repealed
• 304.140 Decrease of Capital Stock on Impairment—Repealed
• 304.144 Mutualization of Stock Insurers—Repealed
• 304.145 “Equity Security” Defined—Repealed
• 304.146 Statement of Stock Ownership by Directors and Officers;  Unfair Use of Information;  Sales by Officers;  Regulations—Repealed
• 304.147 Applicability of KRS 304.146—Repealed
• 304.148 Rules and Regulations as to Security Transactions—Repealed
• 304.150 Scope of KRS 304.150 to 304.194—Repealed
• 304.151 “Cash Premium” Mutual Defined—Repealed
• 304.154 Incorporation—Repealed
• 304.155 Procedure Preliminary to Qualification—Repealed
• 304.157 Initial Qualifications of Mutual Insurers—Repealed
• 304.159 Mutual Disability Insurer;  Requirements—Repealed
• 304.160 Mutual Life Insurer;  Requirements—Repealed
• 304.162 Mutual Property Insurer;  Requirements—Repealed
• 304.165 Mutual Vehicle Insurer;  Requirements—Repealed
• 304.167 Mutual Workmen's Compensation Insurer;  Requirements—Repealed
• 304.168 Other Kinds of Casualty Insurance;  Requirements for Authority to Transact—Repealed
• 304.169 Other Kinds of Insurance;  Requirements for Authority to Transact—Repealed
• 304.170 Minimum Surplus—Repealed
• 304.171 Membership—Repealed
• 304.172 Rights of Members—Repealed
• 304.173 Bylaws—Repealed
• 304.174 Annual Meeting;  Voting—Repealed
• 304.178 Contingent Liability of Members—Repealed
• 304.179 Accrual of Liability;  Amount and Collection of Assessment—Repealed
• 304.180 Lien on Life Reserves—Repealed
• 304.181 Contingent Liability NO Asset—Repealed
• 304.182 Nonassessable Policies—Repealed
• 304.183 Extinguishment of Contingent Liability—Repealed
• 304.184 Revocation of Authority;  Effect of—Repealed
• 304.185 Dividends—Repealed
• 304.186 Nonparticipating Policies—Repealed
• 304.188 Borrowed Funds—Repealed
• 304.189 Repayment of Borrowed Funds—Repealed
• 304.191 Impairment of Surplus—Repealed
• 304.192 Conversion or Reinsurance—Repealed
• 304.193 Members' Share of Assets—Repealed
• 304.194 Amendment of Articles of Incorporation—Repealed
• 304.280 “Reciprocal Insurance” Defined—Repealed
• 304.281 “Reciprocal Insurer” Defined—Repealed
• 304.282 Scope of KRS 304.280 to 304.311—Repealed
• 304.283 Insuring Powers—Repealed
• 304.284 Name; Suit—Repealed
• 304.285 “Attorney” Defined—Repealed
• 304.286 Organization;  Requirements for—Repealed
• 304.288 Certificate of Authority—Repealed
• 304.289 Power of Attorney—Repealed
• 304.290 Modification of Subscribers' Agreement or of Power of Attorney—Repealed
• 304.291 Bond of Attorney—Repealed
• 304.292 Deposit in Lieu of Bond—Repealed
• 304.294 Legal Process, Service of;  Judgment—Repealed
• 304.296 Contributions to Insurer—Repealed
• 304.297 Determining Financial Condition—Repealed
• 304.298 Subscribers—Repealed
• 304.299 Subscribers' Advisory Committee—Repealed
• 304.301 Subscriber's Liability—Repealed
• 304.302 Subscriber's Liability on Judgments—Repealed
• 304.303 Assessments—Repealed
• 304.304 Time Limit for Assessment—Repealed
• 304.305 Aggregate Liability—Repealed
• 304.306 Extinguishment of Contingent Liabilities—Repealed
• 304.307 Share in Savings—Repealed
• 304.308 Subscriber's Share of Assets—Repealed
• 304.310 Merger or Conversion—Repealed
• 304.311 Impaired Reciprocals, Procedure Thereon—Repealed
• 304.315 Underwriters Authorized to Insure on Lloyd's Plan—Repealed
• 304.316 Application for License as Underwriter, Requirements—Repealed
• 304.317 Authorization of Underwriters—Repealed
• 304.318 Admission of Additional Underwriters to Original Authorized Group;  Regulated as Original Members—Repealed
• 304.319 Deposit Requirements for Alien Underwriters—Repealed
• 304.340 “Life Insurance” Defined—Repealed
• 304.342 “Disability Insurance” Defined—Repealed
• 304.344 “Property Insurance” Defined—Repealed
• 304.347 “Vehicle Insurance” Defined—Repealed
• 304.348 “Casualty Insurance” Defined—Repealed
• 304.350 “Surety Insurance” Defined—Repealed
• 304.352 “Title Insurance” Defined—Repealed
• 304.354 Reinsurance Treaties and Contracts—Repealed
• 304.356 Reinsurance, Limit of Risk—Repealed
• 304.365 “Assets” Defined—Repealed
• 304.366 “Assets” Not Allowed—Repealed
• 304.367 Liabilities—Repealed
• 304.369 Unearned Premium Reserve;  Computation—Repealed
• 304.370 Unearned Premium Reserve;  Cargo and Transportation—Repealed
• 304.371 Reserves;  Noncancellable Disability Insurance—Repealed
• 304.372 Loss Records—Repealed
• 304.373 Increased Reserves—Repealed
• 304.375 Loss Reserve for Liability Insurances—Repealed
• 304.376 Unallocated Liability Loss Expense—Repealed
• 304.378 Schedule of Experience—Repealed
• 304.379 Loss Reserve for Workmen's Compensation Insurance—Repealed
• 304.380 Unallocated Workmen's Compensation Loss Expense—Repealed
• 304.381 “Loss Payments” and “Loss Expense Payments” Defined—Repealed
• 304.383 Standard Valuation Law for Life Policies—Repealed
• 304.385 Reserve Credit for Reinsurance;  Insolvent Ceding Insurers;  Assuming Insurers—Repealed
• 304.387 Valuation of Bonds or Other like Evidences of Debt—Repealed
• 304.388 Valuation of Other Securities—Repealed
• 304.389 Valuation of Property—Repealed
• 304.390 Valuation of Purchase Money Mortgages—Repealed
• 304.400 Scope of KRS 304.400 to 304.453—Repealed
• 304.401 Eligible Investments—Repealed
• 304.402 General Qualifications—Repealed
• 304.403 Investment Limit with Any One Person—Repealed
• 304.404 United States Obligations—Repealed
• 304.405 Convertibility of Permitted Investment to a Kind Not Permitted, or Receipt of Other Property with Investment Does Not Bar Investment—Repealed
• 304.406 State, Canadian and Provincial Obligations—Repealed
• 304.407 County, Municipal, School Obligations—Repealed
• 304.408 Public Improvement Bonds—Repealed
• 304.411 Public Utility Securities—Repealed
• 304.412 Railroad Securities—Repealed
• 304.413 Equipment Securities—Repealed
• 304.415 Securities of Other Corporations—Repealed
• 304.417 Preferred Stocks—Repealed
• 304.418 Bank Stocks—Repealed
• 304.419 Common Stocks—Repealed
• 304.420 Insurance Stocks—Repealed
• 304.421 Common Stocks Investment by Life Insurer—Repealed
• 304.422 Protective Agreements and Reorganization Securities—Repealed
• 304.423 Investments in Formation of Subsidiaries—Repealed
• 304.424 Deposits in Banks, Savings and Loan—Repealed
• 304.425 Surplus Investments Exempt from Certain Limitations—Repealed
• 304.426 Securities of International Bank or of Management Investment Companies—Repealed
• 304.428 Securities of Federal Agencies—Repealed
• 304.429 Policy Loans—Repealed
• 304.430 Collateral Loans—Repealed
• 304.431 Mortgage Loans and Contracts—Repealed
• 304.432 Mortgage Limited by Property Value;  Renewal or Extension of Mortgage Loan—Repealed
• 304.433 “Encumbrance” Defined—Repealed
• 304.434 Insurance on Certain Mortgaged Property—Repealed
• 304.435 Certain Chattel Mortgages—Repealed
• 304.437 Insurer May Own Certain Real Property;  Limitation—Repealed
• 304.438 Ownership of Real Property for Home Office and Branch Offices;  Limitation—Repealed
• 304.441 Aggregate Limitation on Investments in Mortgages, Real Property and Bonds—Repealed
• 304.444 Prohibited Investments—Repealed
• 304.445 Life Insurer May Invest Five Percent of Assets in Any Manner—Repealed
• 304.446 Authorization of Investments—Repealed
• 304.447 Life Insurer May Acquire Control of Life Insurance Company or Burial Association;  Limitations on Investment, Procedure—Repealed
• 304.448 Fees, Interest, or Guaranty on Part of Director or Officer Prohibited—Repealed
• 304.449 Time Limit for Disposal of Real Property—Repealed
• 304.450 Time Limit for Disposal of Other Ineligible Property and Securities;  Penalty;  Excess Investments—Repealed
• 304.453 Investments of Foreign, Alien Insurer—Repealed
• 304.454 Designation of Property Acquired by Insurer as Necessary for Conduct of Legitimate Business—Repealed
• 304.460 Filing, License and Miscellaneous Fees—Repealed
• 304.463 Disposition of Funds Accruing Under KRS 304.460—Repealed
• 304.465 Tax as to Unauthorized Reinsurance—Repealed
• 304.467 Revocation of Authority for Failure to Pay—Repealed
• 304.475 Deposits of Insurers—Repealed
• 304.476 Deposits to be for Benefit of Policyholders, Creditors and States—Repealed
• 304.477 Assets Eligible for Deposit—Repealed
• 304.478 Home Office Real Property as Deposit—Repealed
• 304.479 Other Real Property as Deposit—Repealed
• 304.484 Custodian of Insurance Securities—Repealed
• 304.485 Custodian's Duties, Bond—Repealed
• 304.487 Commonwealth Not Liable for Safekeeping—Repealed
• 304.489 Depositories—Repealed
• 304.490 Record of Deposits—Repealed
• 304.492 Inventory;  Certificate—Repealed
• 304.493 Valuation;  Replenishment—Repealed
• 304.494 Voluntary Excess Deposit—Repealed
• 304.495 Dividends on, and Exchange of Deposited Assets;  Collection by Commissioner—Repealed
• 304.497 Levy of Execution;  Satisfaction from Deposited Assets—Repealed
• 304.499 Release of Deposit—Repealed
• 304.501 Access to, and Removal of Deposits—Repealed
• 304.503 Custodial Expense Fund—Repealed
• 304.504 Release of Existing Excess Deposits—Repealed
• 304.510 Application of KRS 304.511 to 304.560—Repealed
• 304.511 “Agent” Defined—Repealed
• 304.512 Salaried Representatives of Mutual or Reciprocal Insurers—Repealed
• 304.513 “Solicitor” Defined—Repealed
• 304.514 Service Representatives—Repealed
• 304.515 “Adjuster” Defined—Repealed
• 304.516 License Required for Agents, Solicitors, Adjusters and Brokers;  Forms—Repealed
• 304.517 General Qualifications for Licenses—Repealed
• 304.518 “Controlled Business” Defined;  Ground for Refusal of License—Repealed
• 304.519 Applications for License—Repealed
• 304.520 Number of Applications Required—Repealed
• 304.521 Examinations for License;  Exceptions;  Renewal;  Advisory Board—Repealed
• 304.522 Scope of Examination—Repealed
• 304.523 Examinations, Form and Time;  Collection of Fee—Repealed
• 304.524 Issuance of License—Repealed
• 304.525 Agent's Qualifications—Repealed
• 304.526 Firms and Corporations as Agents—Repealed
• 304.527 Appointment of Agents;  Termination—Repealed
• 304.528 Number of Licenses Required;  Scope—Repealed
• 304.529 Limited License—Repealed
• 304.530 Countersignature in Blank Prohibited—Repealed
• 304.534 Solicitor's Qualifications—Repealed
• 304.535 Application for Solicitor's License—Repealed
• 304.536 Solicitor's License, Custody and Cancellation—Repealed
• 304.537 Limitations upon Solicitor's Authority—Repealed
• 304.538 Responsibility of Agent for Solicitor—Repealed
• 304.540 Licensing of Nonresident Agents;  Reciprocity—Repealed
• 304.541 Limitations upon Nonresident Agents;  Application of Section—Repealed
• 304.542 Process Against Nonresident Agents—Repealed
• 304.545 Qualifications for Adjuster's License—Repealed
• 304.546 Separate Adjuster's Licenses—Repealed
• 304.547 Agent May Act as Adjuster;  Out-of-State Adjusters—Repealed
• 304.548 Public Adjuster's Bond—Repealed
• 304.549 Place of Business, Residence—Repealed
• 304.550 Display of License—Repealed
• 304.551 Records Required of Agents and Public Adjusters;  Application of Section—Repealed
• 304.552 Collected Premiums, Agent or Solicitor in Fiduciary Capacity—Repealed
• 304.554 Exchange of Business;  Dividing Commissions;  Additional Penalty—Repealed
• 304.556 Expiration and Renewal of Licenses—Repealed
• 304.557 Temporary Licenses—Repealed
• 304.558 Denial, Suspension, Revocation of Licenses—Repealed
• 304.559 Procedure for Suspension or Revocation of License—Repealed
• 304.560 Surrender of License—Repealed
• 304.563 Application of KRS 304.564 to 304.574—Repealed
• 304.564 “Life Insurance Agent” and “Subagent” Defined—Repealed
• 304.565 Acting as Agent Without License Prohibited;  NO Commissions to be Paid to Unlicensed Persons—Repealed
• 304.566 Application for License;  Fee—Repealed
• 304.567 Examination of Applicant for License;  Frequency;  Advisory Board—Repealed
• 304.568 Issuance or Refusal of License—Repealed
• 304.569 Nonresidents May be Licensed;  Reciprocity—Repealed
• 304.570 Agent May be Licensed to Represent Additional Life Insurers—Repealed
• 304.571 Expiration and Renewal of Agent's License—Repealed
• 304.572 Temporary License—Repealed
• 304.573 Insurer to Notify Commissioner of Termination of Contract of Agent;  Communications Privileged—Repealed
• 304.574 Refusal, Suspension, or Revocation of License;  Procedure Therefor;  Reinstatement—Repealed
• 304.576 Unauthorized Insurer Law;  Purpose;  Exemptions—Repealed
• 304.577 Prohibition of Unauthorized Insurance Business;  Applicability of Law;  Liability of Person Acting as Agent;  Commissioner's Power to Enjoin—Repealed
• 304.578 Substitute Service of Process in Proceedings in Court or Before Commissioner;  Requirements for Defense of Action;  Duties of Insureds and Adjusters to Report to Commissioner—Repealed
• 304.579 Premium Tax—Repealed
• 304.580 Representation of Unauthorized Insurers Prohibited—Repealed
• 304.581 Advertising Prohibited—Repealed
• 304.582 Validity of Contracts Illegally Effectuated—Repealed
• 304.583 Service of Process on Unauthorized Insurers—Repealed
• 304.584 Defense of Action by Unauthorized Insurer—Repealed
• 304.585 Domestic Insurers' Unauthorized Operation Prohibited;  Exceptions—Repealed
• 304.586 “Surplus Line” Insurance—Repealed
• 304.587 Endorsement of Contract—Repealed
• 304.588 Surplus Line Insurance Valid—Repealed
• 304.589 Licensing of Surplus Line Brokers;  Bond Required—Repealed
• 304.590 May Accept Business from Agents;  Commissions—Repealed
• 304.591 Solvent Insurers Required—Repealed
• 304.592 Broker to Keep Records—Repealed
• 304.593 Broker's Annual Report and Tax;  Payment—Repealed
• 304.595 Revocation of License;  Reinstatement—Repealed
• 304.596 Legal Process Against Surplus Line Insurer—Repealed
• 304.597 Exemptions Concerning Placement of Insurance with Unauthorized Insurers;  Records—Repealed
• 304.598 Records of Insureds—Repealed
• 304.600 Purpose—Repealed
• 304.601 Kinds of Insurance and Insurers to Which KRS 304.601 to 304.617 Shall Apply;  Coverage by Other Laws;  Designation as to Which Law to Apply—Repealed
• 304.602 Making and Use of Rates;  Provisions and Considerations Governing;  Uniformity Not Required—Repealed
• 304.603 Filing of Rate Plans, Manuals or Schedules;  Public Hearing, Notice—Repealed
• 304.604 Disapproval of Filings;  Hearing;  Application by Person Aggrieved by Filings—Repealed
• 304.605 Rating Organizations;  Licensing;  Fee;  Suspension or Revocation of License;  Admission of Subscribers and Furnishing of Services;  Rules;  Cooperation Between Organizations—Repealed
• 304.606 Adherence to Filings Made by Rating Organizations;  Deviations—Repealed
• 304.607 Appeal from Action or Decision of Rating Organization—Repealed
• 304.608 Furnishing of Information as to Rates to Insured;  Request for Review;  Appeal;  Hearing—Repealed
• 304.609 Advisory Organizations, Regulation of—Repealed
• 304.610 Joint Underwriting or Joint Reinsurance Organizations, Regulation of—Repealed
• 304.611 Examination of Rating Organizations, Advisory Organizations and Joint Underwriting or Joint Reinsurance Organizations—Repealed
• 304.612 Rules and Plans for Recording and Reporting of Loss and Expense Experience;  Interchange of Rating Plan Data;  Consultation with Other States—Repealed
• 304.614 Hearings Before Commissioner, Procedure on;  Decisions—Repealed
• 304.616 Suspension of License of Rating Organization or Insurer—Repealed
• 304.617 Withholding Information or Giving False Information;  Penalties—Repealed
• 304.625 Kinds of Insurance and Insurers to Which KRS 304.625 to 304.644 Apply;  Coverage by Other Laws;  Designation as to Which Law to Apply—Repealed
• 304.626 Making of Rates;  Provisions and Considerations Governing;  Uniformity Not Required—Repealed
• 304.627 Filing of Rate Manuals and Plans;  Supporting Information;  Public Hearing;  Notice—Repealed
• 304.628 Disapproval of Filings;  Hearings;  Application by Persons Aggrieved by Filing—Repealed
• 304.630 Rating Organizations;  Licensing of;  Fee;  Suspension or Revocation of License;  Admission of Subscribers and Furnishing of Services;  Rules;  Cooperation Between Organizations—Repealed
• 304.631 Adherence to Filings Made by Rating Organizations;  Deviations—Repealed
• 304.633 Appeal from Action or Decision of Rating Organization—Repealed
• 304.634 Furnishing of Information as to Rates to Insured;  Request for Review;  Appeal;  Hearing—Repealed
• 304.636 Advisory Organizations, Regulation of—Repealed
• 304.637 Joint Underwriting or Joint Reinsurance Organizations, Regulation of—Repealed
• 304.638 Examination of Rating Organizations, Advisory Organizations, and Joint Underwriting or Joint Reinsurance Organizations—Repealed
• 304.639 Agreements for Equitable Apportionment of Insurance Unobtainable Through Ordinary Methods—Repealed
• 304.641 Rules and Plans for Recording and Reporting of Loss and Expense Experience;  Interchange of Rating Plan Data;  Consultation with Other States—Repealed
• 304.642 Hearings Before Commissioner, Procedure on;  Decision—Repealed
• 304.643 Suspension of License of Rating Organization or Insurer—Repealed
• 304.644 Withholding Information or Giving False Information;  Penalties—Repealed
• 304.648 Scope of KRS 304.648 to 304.702—Repealed
• 304.649 Power to Contract;  Minors—Repealed
• 304.650 Insurable Interest, Personal Insurance—Repealed
• 304.651 Insurable Interest, Property Insurances—Repealed
• 304.652 Interest of the Insured—Repealed
• 304.653 Application for Insurance Required;  Exceptions—Repealed
• 304.654 Alteration of Application—Repealed
• 304.655 Application as Evidence—Repealed
• 304.656 Warranties, Misrepresentations in Applications—Repealed
• 304.657 Approval of Forms—Repealed
• 304.658 Grounds for Disapproval of Forms—Repealed
• 304.660 Standard Provisions in General—Repealed
• 304.661 Contents of Policies in General—Repealed
• 304.662 Additional Contents—Repealed
• 304.663 Charter, Bylaw Provisions—Repealed
• 304.666 Stated Premium to Include All Charges—Repealed
• 304.667 Must Contain Entire Contract;  Exception Concerning Additional Benefits—Repealed
• 304.669 Limiting Actions on Contracts;  Jurisdiction—Repealed
• 304.671 Execution of Policies—Repealed
• 304.672 Duration of Binders—Repealed
• 304.673 Liability of Agent on Unauthorized Binder—Repealed
• 304.674 Underwriters' and Combination Policies—Repealed
• 304.677 Delivery of Policy—Repealed
• 304.679 Renewal of Policy—Repealed
• 304.682 Vehicle Liability Policy Requirements;  Protection Against Insurer's Insolvency;  Subrogation—Repealed
• 304.683 Definitions;  Cancellation of Automobile Policy—Repealed
• 304.684 Retroactive Annulment of Liability Policies Prohibited—Repealed
• 304.685 Dividends Payable to Real Party—Repealed
• 304.687 Assignment of Policies—Repealed
• 304.688 Payment Discharges Insurer—Repealed
• 304.689 Minor May Give Acquittance—Repealed
• 304.690 Proceeds from Disability Policy, Liability for Debts—Repealed
• 304.691 Who Entitled to Proceeds from Life Policy;  Premiums Paid in Fraud of Creditors—Repealed
• 304.692 Proceeds from Group Life Policy, Liability for Debts—Repealed
• 304.693 Annuity Contracts, Liability of Proceeds for Debts;  Rights and Benefits Not Assignable;  Defined—Repealed
• 304.695 Rights of Married Women in Life Insurance—Repealed
• 304.697 Forms for Proof of Loss Furnished—Repealed
• 304.698 Insurer's Administrative Acts on Claims Not Waivers—Repealed
• 304.701 Validity of Noncomplying Forms—Repealed
• 304.702 Construction of Policies—Repealed
• 304.707 Construction of the Word “Insured”—Repealed
• 304.708 Scope of KRS 304.708 to 304.749—Repealed
• 304.709 Requirements Concerning Contents and Form of Disability Policies—Repealed
• 304.712 Standard Provisions Required—Repealed
• 304.713 Designation of “Insurer”—Repealed
• 304.714 Standard Provision NO. 1;  Policy as Entire Contract;  Authority to Change—Repealed
• 304.715 Standard Provision NO. 2;  Limitation on Defenses;  Incontestability—Repealed
• 304.716 Standard Provision NO. 3;  Grace Period;  Cancellation—Repealed
• 304.717 Standard Provision NO. 4;  Reinstatement—Repealed
• 304.718 Standard Provision NO. 5;  Notice of Claim—Repealed
• 304.719 Standard Provision NO. 6;  Forms for Proof of Loss—Repealed
• 304.720 Standard Provision NO. 7;  Time for Filing Proof of Loss—Repealed
• 304.721 Standard Provision NO. 8;  Time of Payment of Claims—Repealed
• 304.722 Standard Provision NO. 9;  Person to Whom Indemnity Payable—Repealed
• 304.723 Standard Provision NO. 10;  Physical Examination and Autopsy—Repealed
• 304.724 Standard Provision NO. 11;  Time for Bringing Suit—Repealed
• 304.725 Standard Provision NO. 12;  Change of Beneficiary—Repealed
• 304.726 Standard Provision NO. 13;  Rights of Beneficiary—Repealed
• 304.727 Standard Provision NO. 14;  Time for Suits—Repealed
• 304.728 Standard Provision NO. 15;  Time Limitations—Repealed
• 304.729 Optional Standard Provisions Generally—Repealed
• 304.730 Required Use of Language in Standard Provision;  Commissioner May Approve Different Wording—Repealed
• 304.731 Optional Provision NO. 13;  Change of Occupation—Repealed
• 304.732 Optional Provision NO. 14;  Misstatement of Age—Repealed
• 304.733 Optional Provision NO. 15;  Other Insurance in Same Insurer—Repealed
• 304.734 Optional Provision NO. 16;  Insurance with Other Insurers;  Expense Incurred Benefits;  “Other Valid Coverage”—Repealed
• 304.735 Optional Provision NO. 17;  Insurance with Other Insurers;  Other Benefits;  “Other Valid Coverage”—Repealed
• 304.736 Optional Provision NO. 18;  Relation of Earnings to Insurance;  Definition of “Valid Loss of Time Coverage”—Repealed
• 304.737 Optional Provision 19;  Deduction of Unpaid Premium—Repealed
• 304.738 Optional Provision NO. 20;  Cancellation of Policy—Repealed
• 304.739 Optional Provision NO. 21;  Conformity with State Statutes—Repealed
• 304.740 Optional Provision NO. 22;  Illegal Occupation—Repealed
• 304.741 Optional Provision NO. 23;  Intoxicants and Narcotics—Repealed
• 304.742 Noncancellable Policies, Provision for Reduction of Benefits—Repealed
• 304.743 “Schedule Type Policies” Defined—Repealed
• 304.744 Method of Printing Provisions—Repealed
• 304.745 Family Expense Disability, Hospital or Medical Insurance—Repealed
• 304.746 Franchise Plan Disability Insurance—Repealed
• 304.747 Inclusion of Provisions Not Less Favorable to Insured and Beneficiary—Repealed
• 304.748 Extension of Coverage or Refund of Premiums After Effective Date of Policy—Repealed
• 304.749 Incontestability After Reinstatement—Repealed
• 304.760 Group Disability Insurance Defined—Repealed
• 304.761 “Employees,” “Employer” Defined—Repealed
• 304.765 Blanket Disability Insurance—Repealed
• 304.767 Standard Provisions of Group, Blanket Policies—Repealed
• 304.768 Insured's Statements in Policy, when May be Used in Contest—Repealed
• 304.769 Payment of Premiums—Repealed
• 304.770 Issuance of Certificates—Repealed
• 304.771 Age Limitations—Repealed
• 304.775 Examination and Autopsy—Repealed
• 304.778 Payment of Benefits—Repealed
• 304.779 Readjustment of Premiums;  Dividends—Repealed
• 304.786 Scope of KRS 304.786 to 304.832—Repealed
• 304.787 Standard Provisions Required—Repealed
• 304.788 Grace Period—Repealed
• 304.789 Policy, or Policy and Application Constitute Entire Contract;  Legal Effect of Insured's Statements—Repealed
• 304.790 Incontestability—Repealed
• 304.791 Misstatement of Age—Repealed
• 304.792 Participation in Surplus—Repealed
• 304.793 Policy Loan—Repealed
• 304.796 Table of Installments—Repealed
• 304.797 Reinstatement—Repealed
• 304.798 Settlement on Proof of Death—Repealed
• 304.799 Excluded or Restricted Coverage—Repealed
• 304.801 Annuities and Pure Endowment Contracts, Standard Provisions Required—Repealed
• 304.802 Grace Period—Repealed
• 304.803 Incontestability—Repealed
• 304.804 Contract, or Contract and Application, Constitute Entire Contract—Repealed
• 304.805 Misstatements of Age or Sex—Repealed
• 304.806 Dividends—Repealed
• 304.808 Reinstatement—Repealed
• 304.811 Reversionary Annuities, Standard Provisions Required—Repealed
• 304.812 Provisions for Reversionary Annuities Same as for Other Annuities—Repealed
• 304.813 Reinstatement of Reversionary Annuities—Repealed
• 304.817 Limitation of Liability—Repealed
• 304.818 Incontestability After Reinstatement—Repealed
• 304.820 Policy Settlements—Repealed
• 304.823 Disposition of Miscellaneous Proceeds—Repealed
• 304.825 Prohibited Policy Plans—Repealed
• 304.828 Standard Nonforfeiture Benefits;  Calculation—Repealed
• 304.832 Deposit of Reserves by Domestic Life Insurers—Repealed
• 304.833 Definition of “Contract on a Variable Basis”—Repealed
• 304.834 Conditions for Issuance, Sale, and Accounts of Contracts on a Variable Basis—Repealed
• 304.835 Application of KRS 304.833 to 304.837—Repealed
• 304.836 Regulations—Repealed
• 304.837 Investment Limitations—Repealed
• 304.838 Contracts Must Meet Group Requirements—Repealed
• 304.839 Coverage of Employee Groups;  Requirements—Repealed
• 304.841 Coverage of Debtor Groups;  Requirements—Repealed
• 304.842 Coverage of Labor Union Groups;  Requirements—Repealed
• 304.843 Coverage of Public Employee Associations;  Requirements—Repealed
• 304.844 Coverage of Trustee Groups;  Requirements—Repealed
• 304.845 Coverage of Agent Groups;  Requirements—Repealed
• 304.846 Coverage of Kentucky State Police—Repealed
• 304.848 Standard Provisions Required;  Exceptions—Repealed
• 304.849 Grace Period—Repealed
• 304.850 Incontestability—Repealed
• 304.851 Application to be Attached to Policy;  Legal Effect of Statements in Contract—Repealed
• 304.852 Evidence of Insurability—Repealed
• 304.853 Effect of Misstatement of Age—Repealed
• 304.854 Beneficiary—Repealed
• 304.855 Issuance of Certificates to Insured—Repealed
• 304.856 Conversion on Termination of Eligibility—Repealed
• 304.857 Conversion on Termination of Policy—Repealed
• 304.858 Death Pending Conversion—Repealed
• 304.859 Notice of Conversion Rights—Repealed
• 304.865 Application of Dividends, Rate Reductions—Repealed
• 304.866 Policy May be Issued to Credit Unions Insuring Lives of Eligible Members;  Amount;  Plan;  Requirements—Repealed
• 304.871 Scope of KRS 304.871 to 304.895—Repealed
• 304.872 Industrial Life Insurance Defined—Repealed
• 304.873 Compliance Required—Repealed
• 304.874 Standard Provisions Required—Repealed
• 304.875 Grace Period—Repealed
• 304.876 What Constitutes Entire Contract;  Legal Effect of Statements in Application—Repealed
• 304.877 Incontestability—Repealed
• 304.878 Effect of Misstatement of Age—Repealed
• 304.879 Participation in Surplus—Repealed
• 304.880 Nonforfeiture Benefits—Repealed
• 304.881 Cash Surrender Value—Repealed
• 304.882 Reinstatement—Repealed
• 304.883 Settlement—Repealed
• 304.884 Authority to Alter Contract—Repealed
• 304.885 Beneficiary—Repealed
• 304.886 Facility of Payment Clause—Repealed
• 304.890 Title on Policy—Repealed
• 304.892 Application to Term and Specified Insurance—Repealed
• 304.893 Crediting of Dividends—Repealed
• 304.894 Prohibited Provisions—Repealed
• 304.895 Limitation of Liability—Repealed
• 304.905 Liability for Value of Real Property Insured—Repealed
• 304.906 Contracts Requiring Insured to Maintain Insurance in Agreed Proportion of Actual Cash Value—Repealed
• 304.907 Valued Policy Law, Livestock—Repealed
• 304.911 Requirements Deemed Met by Surety Insurer—Repealed
• 304.913 Release from Liability—Repealed
• 304.914 Court Bonds, Costs—Repealed
• 304.915 Scope of KRS 304.915 to 304.923—Repealed
• 304.916 Qualification—Repealed
• 304.918 Powers of Title Insurer—Repealed
• 304.920 Guaranty Fund—Repealed
• 304.921 Unearned Risk Premium Reserves—Repealed
• 304.922 Investments—Repealed
• 304.923 Prohibition Against Guaranteeing Obligations Executed by Others—Repealed
• 304.924 Declaration of Purpose—Repealed
• 304.925 Unfair Competition;  Unfair Deceptive Practices Prohibited—Repealed
• 304.926 Boycott, Coercion and Intimidation—Repealed
• 304.927 Advertisements in General—Repealed
• 304.928 Advertisement of Assets, Liabilities—Repealed
• 304.929 False Financial Statements—Repealed
• 304.930 Defamation Prohibited—Repealed
• 304.931 Unfair Discrimination Prohibited—Repealed
• 304.932 Rebates Prohibited—Repealed
• 304.933 Exceptions to Discrimination and Rebate Prohibition—Repealed
• 304.934 Illegal Inducements Prohibited—Repealed
• 304.935 Designation of Favored Agent or Insured—Repealed
• 304.937 Interlocking Ownership;  Management;  Multiple Directorship—Repealed
• 304.939 Discrimination in Property, Casualty or Surety Policies on Group Basis Prohibited;  Grandfather Clause—Repealed
• 304.942 “Twisting” Prohibited—Repealed
• 304.943 Illegal Dealing in Premiums—Repealed
• 304.944 Desist Order for Defined or Prohibited Practices—Repealed
• 304.945 Curtailment of Undefined Practices—Repealed
• 304.951 Scope of KRS 304.951 to 304.956—Repealed
• 304.952 Merger or Consolidation—Repealed
• 304.953 Grounds for Rehabilitation or Liquidation—Repealed
• 304.954 Order of Rehabilitation, Termination Thereof—Repealed
• 304.955 Order of Liquidation—Repealed
• 304.956 Liquidation of Alien Insurers—Repealed
• 304.957 Conservation of Assets of Foreign or Alien Insurers—Repealed
• 304.959 Order of Conservation or Ancillary Liquidation of Foreign or Alien Insurers—Repealed
• 304.960 Uniform Insurers Liquidation Act—Repealed
• 304.961 Conduct of Delinquency Proceedings Against Insurers Domiciled in this State—Repealed
• 304.962 Conduct of Delinquency Proceedings Against Insurers Not Domiciled in this State—Repealed
• 304.963 Claims of Nonresidents Against Domestic Insurers—Repealed
• 304.964 Claims Against Foreign Insurer—Repealed
• 304.965 Priority of Certain Claims—Repealed
• 304.966 Attachment and Garnishments of Assets—Repealed
• 304.968 Constitutionality;  Uniformity of Interpretation—Repealed
• 304.969 Commencement of a Proceeding;  Outcome—Repealed
• 304.970 Injunctions—Repealed
• 304.972 Deposit of Moneys Collected—Repealed
• 304.973 Exemption from Filing Fees—Repealed
• 304.974 Borrowing on Pledge of Assets—Repealed
• 304.975 Report of Commissioner—Repealed
• 304.976 Date for Fixing Rights of Interested Parties—Repealed
• 304.977 Voidable Transfers;  Bona Fide Holders—Repealed
• 304.978 Priority of Claims for Compensation—Repealed
• 304.979 Setoffs;  when Allowed—Repealed
• 304.980 Allowance of Certain Claims—Repealed
• 304.981 Time to File Claims—Repealed
• 304.982 Commissioner's Report for Assessment—Repealed
• 304.983 Levy of Assessment Against Members or Subscribers—Repealed
• 304.984 Order to Pay Assessment—Repealed
• 304.985 Publication and Transmittal of Assessment Order—Repealed
• 304.986 Judgment upon the Assessment—Repealed
• 304.990 Penalties—Repealed
• Subtitle 1. Scope;  General Definitions and Provisions
• Subtitle 2. Insurance Commissioner
• Subtitle 3. Authorization of Insurers and General Requirements
• Subtitle 4. Fees and Taxes
• Subtitle 5. Kinds of Insurance;  Limits of Risk;  Reinsurance
• Subtitle 6. Assets and Liabilities
• Subtitle 7. Investments
• Subtitle 8. Administration of Deposits
• Subtitle 9. Agents, Consultants, Solicitors, and Adjusters
• Subtitle 10. Surplus Lines
• Subtitle 11. Unauthorized Insurers;  Prohibitions and Process
• Subtitle 12. Trade Practices and Frauds
• Subtitle 13. Rates and Rating Organizations
• Subtitle 14. The Insurance Contract
• Subtitle 15. Life Insurance and Annuity Contracts
• Subtitle 16. Group Life Insurance
• Subtitle 17. Health Insurance Contracts
• Subtitle 17a. Health Benefit Plans
• Subtitle 17b. Kentucky Access
• Subtitle 17c. Limited Health Service Benefit Plans
• Subtitle 18. Group and Blanket Health Insurance
• Subtitle 19. Credit Life Insurance and Credit Health Insurance
• Subtitle 20. Casualty Insurance Contracts
• Subtitle 21. Surety Insurance Contracts
• Subtitle 22. Title Insurance Contracts
• Subtitle 23. Mortgage Guaranty Insurance
• Subtitle 24. Domestic Stock and Mutual Insurers
• Subtitle 25. Continuity of Management
• Subtitle 26. Insider Trading of Equity Securities
• Subtitle 27. Reciprocal Insurers
• Subtitle 28. Lloyd's Plan Insurers
• Subtitle 29. Fraternal Benefit Societies
• Subtitle 30. Insurance Premium Finance Companies
• Subtitle 31. Burial Insurance
• Subtitle 32. Nonprofit Hospital, Medical–Surgical, Dental and Health Service Corporations
• Subtitle 33. Insurers Rehabilitation and Liquidation
• Subtitle 34. Bail Bondsmen
• Subtitle 35. Fair Plan and Reinsurance Association
• Subtitle 36. Kentucky Insurance Guaranty Association
• Subtitle 37. Insurance Holding Company Systems
• Subtitle 38. Health Maintenance Organizations
• Subtitle 38a. Limited Health Service Organizations
• Subtitle 39. Motor Vehicle Reparations Act
• Subtitle 40. Health Care Malpractice Insurance
• Subtitle 41. Legal Professional Liability Joint Underwriting Association
• Subtitle 42. Kentucky Life and Health Insurance Guaranty Association
• Subtitle 43. Prepaid Dental Plan Organization
• Subtitle 44. Mine Subsidence Insurance
• Subtitle 45. Product Liability Risk Retention Groups
• Subtitle 46. Commercial Insurance (Expired)
• Subtitle 47. Insurance Fraud
• Subtitle 48. Liability Self–Insurance Groups
• Subtitle 49. Captive Insurers
• Subtitle 50. Workers' Compensation Self–Insured Groups
• Subtitle 51. Interstate Insurance Products
• Subtitle 52. Travel Insurance Act
• Subtitle 99. Penalties
• 1970 Insurance Code Comparative Section Table