(a) A Loan amount not greater than one hundred fifty thousand dollars ($150,000) for Eligible Costs with respect to a Project;

(b) A Loan disbursement period not to exceed thirty-six (36) months from the execution date of the Loan Agreement;

(c) A Loan term not to exceed sixty (60) months;

(d) A Loan interest rate that bears zero (0%) interest;

(e) Full repayment of the Loan will be due at maturity with no prepayment penalties;

(f) Disbursement procedures pursuant to Section 8124;

(g) A provision that any unused Loan funds shall revert to the Authority;

(h) Agreement to comply with the Authority's program statutes and regulations;

(i) Agreement that the Borrower will defend, indemnify and hold harmless the Authority and the State, and all officers, trustees, agents and employees of the same, from and against any and all claims, losses, costs, damages, or liabilities of any kind or nature, whether direct or indirect, arising from or relating to the Loan, the Project or this program;

(j) Agreement to comply with laws outlawing discrimination including, but not limited to those prohibiting discrimination because of sex, race, color, ancestry, religion, creed, national origin, physical disability (including HIV and AIDS), mental disability, medical condition (cancer or genetic characteristics), sexual orientation, political affiliation, position in a labor dispute, age, marital status, and denial of statutorily-required employment-related leave;

(k) Agreement that continued compliance with program requirements is the Borrower's responsibility;

(l) Agreement that the Loan shall only be used for Eligible Costs as described in the Borrower's Application;

(m) Any other provision agreed to by the parties.