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§ 7107. Nondiscrimination in Applications.

21 CA ADC § 7107Barclays Official California Code of Regulations

Barclays California Code of Regulations
Title 21. Public Works
Division 3. California State Transportation Agency
Chapter 4. Regulations Pursuant to the Housing Financial Discrimination Act of 1977 (Refs & Annos)
Article 2. Nondiscrimination Requirements
21 CCR § 7107
§ 7107. Nondiscrimination in Applications.
Currentness
(a) No financial institution may discourage, or refuse to allow, receive, or consider any application, request, or inquiry regarding a loan, or discriminate in imposing conditions upon, or in processing, any such application, request, or inquiry on the following bases:
(1) The condition, characteristics or trends of the housing accommodation;
(2) A concentration of race, color, religion, sex, marital status, national origin or ancestry of the person or persons who own, propose to buy, or will inhabit the housing accommodation; and
(3) The racial, ethnic, religious, or national origin composition of the neighborhood or geographic area surrounding the housing accommodation or based upon a consideration that such composition is undergoing change, or is expected to undergo change.
(b) Communications designed to provide information to a prospective applicant about rates, fees, terms, conditions, or other loan services a financial institution may or may not offer, shall not be prohibited if the information is provided in a manner consistent with subparagraph (a) above.
(c) A financial institution shall inform each inquirer of his or her right to file a written loan application, and to receive a copy of the financial institution's loan evaluation criteria.

Credits

Note: Authority cited: Section 35814, Health and Safety Code. Reference: Sections 35810-35815, Health and Safety Code.
This database is current through 4/26/24 Register 2024, No. 17.
Cal. Admin. Code tit. 21, § 7107, 21 CA ADC § 7107
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