(a) “Party of record” is the original applicant, a competing applicant, or an objector of record.

(b) “Original applicant” is the association which first files for a particular location.

(c) “Competing applicant” is a second applicant for a new facility to be located in an area of preemption of a proposed new facility contained in a pending application filed with the commissioner.

(d) “Application” for the purposes of this subchapter includes the applications filed by the applicant association and all other California associations under common control with the applicant association.

(e) “Objector of record” is a person who has filed a written protest in compliance with Section 103.120(e).

(f) “Standard Metropolitan Statistical Area” or “SMSA” has the same meaning as currently defined by the United States Government.

(g) Computation of time.

(h) “Statutory net worth” as used in these regulations shall refer to the items set forth in Section 5076 of the law and Section 101.100(h).

(i) “Branch office” is any office of an association other than its principal office, an executive or administrative headquarters office, service office or data processing office, or a remote service unit.

(j) “Facility,” used without qualification, includes a branch, a new association and a principal office.

(k) “Board” means the Federal Home Loan Bank Board.

(l) “Regional shopping center” or “RSC” is a group of commercial establishments planned, developed, owned or managed as a unit with off-street parking provided on the property (in direct ratios to the building area) and related in location size (gross floor area) and type of shops to the trade area that the unit serves. It will have a gross floor area of at least 400,000 square feet of retail selling space or business offices and will include as major tenants one or more major department stores.

(m) “Executive or administrative headquarters office” means an office which is not a branch or the principal office of the association and from which control and direction of all or some part of the association's operations are exercised. No savings business shall be conducted in or from such office.

(n) “Savings business” includes but is not limited to the receipt or disbursement of savings deposits whether in person or by mail.

(o) “Low- and moderate-income families” means families whose median income does not exceed 80 percent of the median income of the county in which the primary service area is located.