(1) The sale of a money transmission service or product of a person exempt pursuant to Financial Code Section 2010;

(2) A public benefit nonprofit which has received recognition of tax exemption under Internal Revenue Code Section 501(c)(3);

(3) An escrow agent licensed under the Escrow Law (Financial Code Section 17000 et seq.), only when acting as an escrow agent or Internet escrow agent as those terms are defined in Financial Code Sections 17004 and 17004.5, respectively; and

(4) a nonprofit community service organization that meets all of the criteria in Financial Code Section 12104 of the Check Sellers, Bill Payers and Proraters Law.

(1) Whether the person is licensed by a government agency and is examined by that licensing government agency in a manner satisfactory to the Commissioner for factors such as:

(2) Whether the transmission activity is necessary and incidental to the performance of the person's business transactions.

(3) The risk and potential harm of the proposed business activities to persons located in California.

(4) The actual or projected nature and volume of transactions with persons located in California.

(5) Other factors as may in the opinion of the Commissioner be relevant.

(1) Statement that the letter is a request for an order of exemption pursuant to Financial Code Section 2011.

(2) The legal name and business address of the applicant and any fictitious or trade name used by the applicant in conducting its business.

(3) A description of the applicant's business.

(4) A description of the structure or organization of the applicant, including any parent or subsidiary of the applicant.

(5) A description of the flow of funds, if applicable, among the sender of money or monetary value, the recipient of money or monetary value, the applicant, and any other relevant persons, and indicating whether such money or monetary value is held in depository accounts; how such depository accounts are titled; and which entities control the withdrawal of money or monetary value from such depository accounts. Attach relevant documents such as copies of contracts with financial institutions, terms of service, user agreements, and receipts which relate to how money or monetary value is transferred among the sender, the recipient, the applicant, and other relevant persons.

(6) The information called for in subdivision (b), if applicable.

(7) An objective legal analysis with a reasoned conclusion supporting a claim for an exemption. Such analysis shall be based on applicable law and regulations, any previous opinions issued by the Commissioner, state and federal court decisions, and other similar documents.

(8) Any other information the Commissioner requires with respect to the applicant.