Applicants who disagree with a denial of benefits or a termination of benefits shall first appeal the decision to the Chief, Division of Veterans Services. The appeal must be received in the Division within 90 days of the date of the letter which notified the applicant of the denial. Appeals must be in written form, stating the specific reasons why benefits should be granted, and mailed to: Chief, Division of Veterans Services, California Department of Veterans Affairs, 1227 “O” Street, Sacramento, CA 95814.