Article 4. Determination of Reasonable Rates

• § 2644.1. Excessive or Inadequate Rates.
• § 2644.2. Maximum Permitted Earned Premium.
• § 2644.3. Minimum Permitted Earned Premium.
• § 2644.4. Projected Losses.
• § 2644.5. Catastrophe Adjustment.
• § 2644.6. Loss Development.
• § 2644.7. Loss and Premium Trend.
• § 2644.8. Projected Defense and Cost Containment Expenses.
• § 2644.9. Consideration of Mitigation Factors; Wildfire Risk Models.
• § 2644.10. Excluded Expenses.
• § 2644.11. Expense Trend. [Repealed]
• § 2644.12. Efficiency Standard.
• § 2644.13. Projected Ancillary Income.
• § 2644.14. Variable Expense Factor.
• § 2644.15. Profit Factors.
• § 2644.16. Rate of Return.
• § 2644.17. Leverage Factor and Surplus.
• § 2644.18. Federal Income Tax Factors.
• § 2644.19. Investment Income Factors.
• § 2644.20. Projected Yield.
• § 2644.21. Reserves Ratio.
• § 2644.22. Surplus Ratio.
• § 2644.23. Credibility Adjustment.
• § 2644.24. Trended Current Rate Level Earned Premium.
• § 2644.25. Reinsurance.
• § 2644.26. Reinsurance Recoverables.
• § 2644.27. Variance Request.
• § 2644.28. Prospective Application of Revisions to Regulations.