This Rule is issued under the authority vested in the Arkansas Insurance Commissioner (the “Commissioner”) by Ark. Code Ann. § 23-97-320, to implement rules for long-term care insurance policies and to assist in the development of long-term care insurance policies under Act 99 of 2007, “An Act To Establish the Arkansas Long-Term Care Partnership Program.” In addition, this Rule is also issued under the authority vested in the Commissioner under § 23-61-108, and the Arkansas Administrative Procedure Act, codified at Ark. Code Ann. § 25-15-201 et seq., and other applicable laws or rules.