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054.00.27 PLAN B.

AR ADC 054.00.27 PLAN BArkansas Administrative CodeEffective: February 1, 2018

West's Arkansas Administrative Code
Title 054. Insurance Department
Division 00.
Rule 27. Minimum Standards for Medicare Supplement Policies
Effective: February 1, 2018
Ark. Admin. Code 054.00.27 PLAN B
054.00.27 PLAN B.
MEDICARE (PART A)--HOSPITAL SERVICES--PER BENEFIT PERIOD
SERVICES
MEDICARE PAYS
PLAN PAYS
YOU PAY
HOSPITALIZATION *
Semiprivate room and board, general nursing and miscellaneous services and supplies
First 60 days
All but $[1068]
$[1068] (Part A deductible)
$0
61st thru 90th day
All but $[267] a day
$[267] a day
$0
91st day and after:
--While using 60 lifetime reserve days
All but $[534] a day
$[534] a day
$0
--Once lifetime reserve days are used:
--Additional 365 days
$0
100% of Medicare eligible expenses
$0 **
--Beyond the additional 365 days
$0
$0
All costs
SKILLED NURSING FACILITY CARE *
You must meet Medicare's requirements, including having been in a hospital for at least 3 days and entered a Medicare-approved facility within 30 days after leaving the hospital
First 20 days
All approved amounts
$0
$0
21st thru 100th day
All but $[133.50] a day
$0
Up to $[133.50] a day
101st day and after
$0
$0
All costs
BLOOD
First 3 pints
$0
3 pints
$0
Additional amounts
100%
$0
$0
HOSPICE CARE
You must meet Medicare's requirements, including a doctor's certification of terminal illness
All but very limited co-payment/coinsurance for out-patient drugs and inpatient respite care
Medicare co-payment/coinsurance
$0
*  A benefit period begins on the first day you receive service as an inpatient in a hospital and ends after you have been out of the hospital and have not received skilled care in any other facility for 60 days in a row.
**  NOTICE: When your Medicare Part A hospital benefits are exhausted, the insurer stands in the place of Medicare and will pay whatever amount Medicare would have paid for up to an additional 365 days as provided in the policy's “Core Benefits.” During this time the hospital is prohibited from billing you for the balance based on any difference between its billed charges and the amount Medicare would have paid.
MEDICARE (PART B)--MEDICAL SERVICES--PER CALENDAR YEAR
SERVICES
MEDICARE PAYS
PLAN PAYS
YOU PAY
MEDICAL EXPENSES--IN OR OUT OF THE HOSPITAL AND OUTPATIENT HOSPITAL TREATMENT, such as physician's services, inpatient and outpatient medical and surgical services and supplies, physical and speech therapy, diagnostic tests, durable medical equipment, F
First $[135] of Medicare Approved Amounts *
$0
$0
$[135] (Part B deductible)
Remainder of Medicare Approved Amounts
Generally 80%
Generally 20%
$0
Part B Excess Charges
(Above Medicare Approved Amounts)
$0
$0
All costs
BLOOD
First 3 pints
$0
All costs
$0
Next $[135] of Medicare Approved Amounts *
$0
$0
$[135] (Part B deductible)
Remainder of Medicare Approved Amounts
80%
20%
$0
CLINICAL LABORATORY SERVICES--TESTS FOR DIAGNOSTIC SERVICES
100%
$0
$0
*  Once you have been billed $[135] of Medicare-approved amounts for covered services (which are noted with an asterisk), your Part B deductible will have been met for the calendar year.
PARTS A & B
SERVICES
MEDICARE PAYS
PLAN PAYS
YOU PAY
HOME HEALTH CARE
MEDICARE APPROVED SERVICES
Medically necessary skilled care services and medical supplies
100%
$0
$0
--Durable medical equipment
First $[135] of Medicare Approved Amounts *
$0
$0
$[135] (Part B deductible)
Remainder of Medicare Approved Amounts
80%
20%
$0
*  Once you have been billed $[135] of Medicare-approved amounts for covered services (which are noted with an asterisk), your Part B deductible will have been met for the calendar year.

Credits

Amended July 1, 2009; Feb. 1, 2018.
Current with amendments received through February 15, 2024. Some sections may be more current, see credit for details.
Ark. Admin. Code 054.00.27 PLAN B, AR ADC 054.00.27 PLAN B
End of Document