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AMI 3004 UCC Definition—Ordinary Care

Arkansas Supreme Court Committee On Jury Instructions-Civil

Ark. Model Jury Instr., Civil AMI 3004
Arkansas Model Jury Instructions-Civil
November 2021 Update
Arkansas Supreme Court Committee On Jury Instructions-Civil
Chapter 30. Bank Deposits and Collections
AMI 3004 UCC Definition—Ordinary Care
“Ordinary care” means observance of reasonable commercial standards prevailing in the area in which a person is located, with respect to the business in which the person is engaged. [In the case of a bank that takes an instrument for processing for collection of payment by automated means, reasonable commercial standards do not require the bank to examine the instrument if the failure to examine does not violate the bank’s prescribed procedures and the bank’s procedures do not vary unreasonably from general banking usage.]
NOTE ON USE
Use this instruction when AMI 3003 or AMI 3006 is used.
COMMENT
This instruction is based on Ark. Code Ann. §§ 4-3-103(a)(8) and 4-4-103.
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