AMI 3004 UCC Definition—Ordinary Care

“Ordinary care” means observance of reasonable commercial standards prevailing in the area in which a person is located, with respect to the business in which the person is engaged. [In the case of a bank that takes an instrument for processing for collection of payment by automated means, reasonable commercial standards do not require the bank to examine the instrument if the failure to examine does not violate the bank’s prescribed procedures and the bank’s procedures do not vary unreasonably from general banking usage.]